402 N Thomas St, Tupelo, MS 38801 Property Records

Lee County property record for 402 N Thomas St, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,221 sqft · built 1964
Lot Size0.293 acres (12,797 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Aug 2018)
Tax Bill$1,128 (2025)
Deeds & MortgagesMar 2017 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN077K-35-008-00

Property Details

APN / Parcel Number

Primary APN077K-35-008-00
Alternative APNs
  • 023215
  • 23215

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,221 sqft Heated Area
1st Floor Area1,221 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,797 sqft (0.293 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address402 N THOMAS ST
CityTUPELO
StateMS
Zip38801-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK C LOT 14 NE1/4
Legal Range05E
Legal Township09S
Legal Section35
Legal SubdivisionWILEMON 1
Legal BlockC
Legal Lot Number14
JurisdictionLEE MS
Township / Civil Division2
Census Block Group2
Census Block2009
Census Tract950602

Owner

Source: Lee County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 N THOMAS ST, TUPELO, MS 38801-3016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2017Deed of Trust, Mortgage
COMMUNITY BANK
Aug 13, 2018Warranty Deed, Transfer · VA Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleMar 8, 2017 · Amount on Record
Deed Document Number20189843
Prior Transfer DateMay 20, 2013
Prior Transfer Doc0000006618
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address402 N THOMAS ST, TUPELO, MS 38801-3016
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017002936
DateMar 8, 2017
Instrument2017002936
Lender
NameCOMMUNITY BANK
TypeBank
Agreement
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateAug 13, 2018
Property Address402 N THOMAS ST, TUPELO, MS 38801-3016
Document Number2018009843
Instrument DateJul 27, 2018
Instrument2018009843
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 N THOMAS ST, 402, TUPELO, MS 38801-3016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 N THOMAS ST, TUPELO, MS 38801-3016

Mortgage

Document Number2018009844
DateAug 13, 2018
Instrument2018009844
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,128.00 (+12.8%) Homeowner's exemption$8,302 (+11.08%)$83,020 (+11.08%) Land $25,000 Building $58,020
2023$1,000.00 Homeowner's exemption$7,474$74,740 Land $25,000 Building $49,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims12 (2002–2025)
Claims Outside the SFHA4 of 12
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fixed Wireless
100 / 20

Nearby Properties on N Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number