Monroe County property record for 402 N Stella St, Madison, MO 65263
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft · built 2008 |
| Lot Size | 1.89 acres (82,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $40 (2025) |
| Deeds & Mortgages | Jul 2015 Mortgage Jun 2012 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1.0-12-003-002-004.000 |
| Primary APN | 17-1.0-12-003-002-004.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 82,350 sqft (1.89 acres) |
| Lot Dimensions | 305 ft deep x 270 ft wide |
| Garage Area | 1,920 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 402 N STELLA ST |
|---|---|
| City | MADISON |
| State | MO |
| Zip | 65263-1177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 11 - BASSETTS ADDN. & PART OF VACATED WILSON & HOLMAN ST.-MADISON |
| Legal Range | 12W |
| Legal Township | 54N |
| Legal Section | 12 |
| Legal Subdivision | BASKETTS ADDITION |
| Legal Block | 11 |
| Jurisdiction | MONROE MO |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960300 |
402 N Stella St is owned and occupied by two individuals.
Source: Monroe County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 N STELLA ST, MADISON, MO 65263-1177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2015 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY BANK |
| Jun 28, 2012 | Deed of Trust, Mortgage · Line of Credit COUNTY BANK |
| Nov 17, 2017 | Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| May 19, 2009 | Intrafamily Transfer, Transfer · ARM COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 402 N STELLA ST, MADISON, MO 65263-1177 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020151018 |
|---|---|
| Date | Jul 31, 2015 |
| Instrument | 20151018 |
| Name | COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 30, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 24, 2018 |
| Min Rate At Change | 4% |
| Max Rate At Change | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 402 N STELLA ST, MADISON, MO 65263-1177 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020120896 |
|---|---|
| Date | Jun 28, 2012 |
| Instrument | 2012-0896 |
| Name | COUNTY BANK |
|---|---|
| Type | Bank |
| Address | MOBERLY, MO 65270 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MO |
| Recording Date | Nov 17, 2017 |
| Property Address | 402 N STELLA ST, MADISON, MO 65263-1177 |
| Document Number | 0020171657 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017-1657 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 N STELLA ST, MADISON, MO 65263-1177 |
| Document Number | 0020171658 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 2017-1658 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MO |
| Recording Date | May 19, 2009 |
| Property Address | 402 N STELLA ST, MADISON, MO 65263-1177 |
| Document Number | 0020090710 |
| Instrument Date | May 8, 2009 |
| Instrument | 2009-0710 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 N STELLA ST # B, B, MADISON, MO 65263-1177 |
| Document Number | 0020090711 |
|---|---|
| Date | May 19, 2009 |
| Instrument | 2009-0711 |
| Name | COUNTY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | May 11, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 12% |
The 2025 property tax bill for 402 N Stella St was $40.
Source: Monroe County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Monroe County |
| Municipality | Madison City |
| Unified School District | Madison C-3 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,350 (+5,953.85%) | $207,100 (+5,991.18%) | |
| 2025 | $40.00 | $650 | $3,400 Land $3,400 |
| 2023 | $22,440 | $118,100 | |
| 2020 | $1,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 N Stella St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 17, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 N Stella St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE COUNTY PWSD 2 serves 6,700 people · EPA ID MO2024402 |
|---|---|
| Water Source | Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Chariton Valley Communication Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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