402 N Salisbury Ave, Spencer, NC 28159 Property Records

Rowan County property record for 402 N Salisbury Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,798 sqft · built 1913
Lot Size	0.45 acres (19,400 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Mar 2020)
Tax Bill	$1,614 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035 196`

Property Details

APN / Parcel Number

Primary APN	`035 196`
Alternative APN	`6144452`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1990
Exterior Material	Other
Foundation Type	Footing
Lot Area	19,400 sqft (0.45 acres)
Lot Dimensions	194 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Canopy	440 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	402 N SALISBURY AVE
City	SPENCER
State	NC
Zip	28159-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L2-3 BLK 7 NEWTON HEIGHTS
Legal Subdivision	NEWTON HEIGHTS ADDITION
Legal Block	7
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1040
Census Tract	50700

Owner

402 N Salisbury Ave is owned and occupied by an individual who bought it in March 2020.

Source: Rowan County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	402 N SALISBURY AVE, SPENCER, NC 28159-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Deed Book / Page	1344 / 416
Prior Transfer Date	Dec 20, 2012
Prior Transfer Doc	0012090165
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 2, 2020
Property Address	402 N SALISBURY AVE, SPENCER, NC 28159-2516
Document Number	0013440416
Book / Page	1344 / 416
Map Reference	MB 9995 PG 69
Instrument Date	Mar 2, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1490 DEADMON RD, 1490, MOCKSVILLE, NC 27028-5152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N SALISBURY AVE, SPENCER, NC 28159-2516

Mortgage

Document Number	13440417
Date	Mar 2, 2020
Instrument	1344/0417

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 402 N Salisbury Ave was $1,614.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,614.00	$142,868 (-) Land $28,800 Building $114,068	$142,868 Land $28,800 Building $114,068
2025	$1,614.00	$142,868 Land $28,800 Building $114,068
2023	$1,614.00	$142,868 Land $28,800 Building $114,068	$142,868 Land $28,800 Building $114,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 N Salisbury Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 N Salisbury Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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