402 N Philip Rd, Niles, MI 49120 Property Records

Berrien County property record for 402 N Philip Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,063 sqft · built 1954
Lot Size	0.759 acres (33,062 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Oct 2000)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-5210-0013-00-0`

Property Details

APN / Parcel Number

Primary APN	`14-5210-0013-00-0`
Alternative APN	`11-14-5210-0013-00-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Lot Area	33,062 sqft (0.759 acres)
Lot Dimensions	271 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 N PHILIP RD
City	NILES
State	MI
Zip	49120-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 13, NILES VIEW NO. 1.
Legal Subdivision	NILESVIEW #1
Legal Lot Number	13
Legal Unit	13
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3001
Census Tract	20400

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 N PHILIP RD, NILES, MI 49120-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 31, 2018	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2000 · Amount on Record
Deed Sale	Oct 23, 2000 · Amount on Record
Prior Sale	Aug 11, 1989 · Amount on Record
Deed Book / Page	2085 / 1304
Transfer Doc	03212/2635
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	402 N PHILIP RD, NILES, MI 49120-1449
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03212/3444
Date	Aug 2, 2018
Book Page	3212/3444

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	402 N PHILIP RD, NILES, MI 49120-1449
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03334/2651
Date	Jul 6, 2021
Book Page	3334/2651

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 31, 2018
Property Address	402 N PHILIP RD, NILES, MI 49120-1449
Document Number	03212/2635
Book / Page	3212 / 2635
Map Reference	VOL12 PG64
Instrument Date	Jun 5, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N PHILIP RD, NILES, MI 49120-1449

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (+7.06%)	$270,000 (+7.06%)
2025	$2,397.00 (+2.48%) Homeowner's exemption	$126,100 (+23.87%)	$252,200 (+23.87%)
2024	$2,339.00 (+10.54%)
2023		$101,800	$203,600
2022	$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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