402 N McKinley Rd, Flushing, MI 48433 Property Records

Genesee County property record for 402 N McKinley Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,312 sqft · built 1843
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jul 2018)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-26-504-051`

Property Details

APN / Parcel Number

Primary APN	`55-26-504-051`

Interior

Full Baths	2 Baths
Building Area	2,312 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft

Exterior

Year Built	Built 1843
Effective Year Built	Effective 1843
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	122 ft deep x 99 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 N MCKINLEY RD
City	FLUSHING
State	MI
Zip	48433-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	LOT 33 EXCEPT N 88 FT SUPERVISORS PLAT NO 26 (73)
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	33
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2003
Census Tract	10603

Owner

402 N McKinley Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 N MCKINLEY RD, FLUSHING, MI 48433-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 11, 2021	Intrafamily Transfer, Transfer
Jul 9, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Deed Document Number	201875568
Last Transfer Date	Jan 5, 2021
Transfer Doc	0000002682
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	402 N MCKINLEY RD, FLUSHING, MI 48433-1351
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004895
Date	Jan 20, 2021
Instrument	202101200004895

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jan 11, 2021
Property Address	402 N MCKINLEY RD, FLUSHING, MI 48433-1351
Document Number	202101110002682
Map Reference	LB 17 PG 30
Instrument Date	Jan 5, 2021
Instrument	202101110002682
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N MCKINLEY RD, FLUSHING, MI 48433-1351

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 9, 2018
Property Address	402 N MCKINLEY RD, FLUSHING, MI 48433-1351
Document Number	0000075568
Instrument Date	Jul 5, 2018
Instrument	75568
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 IDA ST FLINT MI 485033526, FLINT, MI 48503-3526

Mortgage

Document Number	75569
Date	Jul 9, 2018
Instrument	75569

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 N McKinley Rd was $3,873 with a homeowner's exemption, up 15.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,200 (+0.17%)	$242,400 (+0.17%)
2025	$3,873.00 (+15.37%) Homeowner's exemption	$121,000	$242,000
2024	$3,357.00
2023		$102,000	$204,000
2021	$2,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 N McKinley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 N McKinley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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