St. Clair County property record for 402 N Main St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 1930 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2025) |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-600-0018-000 |
| Primary APN | 74-08-600-0018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,093 sqft |
| Basement Area | 1,093 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Depth | 133 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 402 N MAIN ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 EXC THE N 40 FT BLK 2 ORCHARD HILL ADDITION TO VILLAGE OF BROCKWAY CENTRE |
| Legal Subdivision | ORCHARD HILL ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 655100 |
402 N Main St is owned and occupied by two individuals who acquired it in October 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 N MAIN ST, YALE, MI 48097-2846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Intrafamily Transfer, Transfer |
| Oct 16, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Deed Document Number | 20259653 |
| Deed Book / Page | 5815 / 784 |
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 0000058676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 3, 2025 |
| Property Address | 402 N MAIN ST, YALE, MI 48097-2846 |
| Document Number | 0000058676 |
| Book / Page | 5867 / 6 |
| Map Reference | LB 8 PG 71 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025020957 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 N MAIN ST, YALE, MI 48097-2846 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 N MAIN ST, YALE, MI 48097-2846 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 16, 2025 |
| Property Address | 402 N MAIN ST, YALE, MI 48097-2846 |
| Document Number | 0005861734 |
| Book / Page | 5861 / 734 |
| Map Reference | LB 8 PG 71 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025019715 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 N MAIN ST, YALE, MI 48097-2846 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 N MAIN ST, YALE, MI 48097-2846 |
The 2025 property tax bill for 402 N Main St was $1,924 with a homeowner's exemption, up 4.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,800 (-1.59%) | $173,600 | |
| 2025 | $1,924.00 (+4.06%) Homeowner's exemption | $88,200 | |
| 2024 | $1,849.00 | $176,400 | |
| 2023 | $75,800 | ||
| 2022 | $1,703.00 | $151,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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