402 N Gloster St, Tupelo, MS 38804 Property Records

Lee County property record for 402 N Gloster St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,797 sqft · built 1915
Lot Size	0.262 acres (11,400 sqft)
Owner	Trust Name on File
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`089J-31-148-00`

Property Details

APN / Parcel Number

Primary APN	`089J-31-148-00`
Alternative APNs	`022763` `22763`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	1,797 sqft Heated Area
1st Floor Area	1,797 sqft
2nd Floor Area	488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	402 N GLOSTER ST
City	TUPELO
State	MS
Zip	38804-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 7 LOT 17 NW1/4
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	TERRACE PARK ADDITION
Legal Block	7
Legal Lot Number	17
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3011
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tupelo Downtown Neighborhood Historic District listed 2021 · 332 contributing resources · NRIS 100007053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

402 N Gloster St is held in a trust since February 2021.

Source: Lee County records, as of October 30, 2025

Owner of Record	Trust Name on File
Mailing Address	2495 OAK PARK DR, TUPELO, MS 38801-7246
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage NOT AVAILABLE
Mar 10, 2010	Deed of Trust, Mortgage MERCHANTS AND FARMERS BANK
Apr 9, 2010	Deed of Trust, Mortgage MERCHANTS AND FARMERS BANK
Oct 28, 2025	Warranty Deed, Transfer · Line of Credit KIAVI FUNDING INC
Feb 2, 2021	Warranty Deed, Transfer
Feb 2, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2014	Special Warranty Deed, Transfer BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021
Deed Sale	Feb 2, 2021
Prior Sale	Sep 25, 2014 · Amount on File
Deed Document Number	20211794
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	2021001795
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 N LAMAR BLVD 1, 1, OXFORD, MS 38655-2858

Mortgage

Document Number	2026000062
Date	Jan 5, 2026
Instrument	2026000062

Lender

Name	NOT AVAILABLE
Type	MERS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010002876
Date	Mar 10, 2010
Instrument	2010002876

Lender

Name	MERCHANTS AND FARMERS BANK

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 12, 2015

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010004197
Date	Apr 9, 2010
Instrument	2010004197

Lender

Name	MERCHANTS AND FARMERS BANK

Agreement

Amount	Amount on Record
Term	59 Months
Due	Mar 12, 2015

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Oct 28, 2025
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Document Number	2025013043
Instrument Date	Oct 22, 2025
Instrument	2025013043
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2495 OAK PARK DR, TUPELO, MS 38801-7246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SUNSET ISLAND TRL, GALLATIN, TN 37066-5675

Mortgage

Document Number	2025013044
Date	Oct 28, 2025
Instrument	2025013044

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Feb 2, 2021
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Document Number	2021001794
Instrument Date	Feb 2, 2021
Instrument	2021001794
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30284 OLD HIGHWAY 6, NETTLETON, MS 38858-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 OAK PARK DR, TUPELO, MS 38801-7246

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE MS
Recording Date	Feb 2, 2021
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Document Number	2021001795
Instrument Date	Jan 27, 2021
Instrument	2021001795
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 OLD HWY 6, 6, NETTLETON, MS 38858

September 2014: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE MS
Recording Date	Sep 25, 2014
Property Address	402 N GLOSTER ST, TUPELO, MS 38804-3626
Document Number	2014010910
Instrument Date	Sep 17, 2014
Instrument	2014010910
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	2014010915
Date	Sep 25, 2014
Instrument	2014010915

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 402 N Gloster St was $3,789.

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00	$27,875	$185,830 Land $70,000 Building $115,830
2023	$3,270.00	$24,437	$162,910 Land $70,000 Building $92,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 N Gloster St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 N Gloster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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