402 N Garfield Ave, Champaign, IL 61821 Property Records

Champaign County property record for 402 N Garfield Ave, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1904
Lot Size	0.182 acres (7,933 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2021)
Tax Bill	$3,643 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-11-329-005`

Property Details

APN / Parcel Number

Primary APN	`41-20-11-329-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Building Perimeter
1st Floor Area	768 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	7,933 sqft (0.182 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	402 N GARFIELD AVE
City	CHAMPAIGN
State	IL
Zip	61821-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1 URBAN LAWN
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	URBAN LAWN
Legal Block	1
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4015
Census Tract	1000

Owner

402 N Garfield Ave is owned and occupied by an individual who bought it in February 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	402 N GARFIELD AVE, CHAMPAIGN, IL 61821-2614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20212308
Prior Transfer Date	Nov 19, 2014
Prior Transfer Doc	0000021485
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 1, 2021
Property Address	402 N GARFIELD AVE, CHAMPAIGN, IL 61821-2614
Document Number	0000002308
Map Reference	MB B PG 174
Instrument Date	Jan 29, 2021
Instrument	2021R02308
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 N GARFIELD AVE, CHAMPAIGN, IL 61821-2614

Mortgage

Document Number	0000002307
Date	Feb 1, 2021
Instrument	2021R02307

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,610 Land $8,710 Building $44,900	$160,830 Land $26,130 Building $134,700
2024	$3,643.00
2022	$3,140.00 Homeowner's exemption	$40,150 Land $6,520 Building $33,630	$120,450 Land $19,560 Building $100,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 N Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 N Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink, Pavlov Media.

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