402 N 4th St, Lavaca, AR 72941 Property Records

Sebastian County property record for 402 N 4th St, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft
Owner	Company Name on File
Last Sale	$85,000 (Jun 2021)
Tax Bill	$760 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69038-0009-00005-01`

Property Details

APN / Parcel Number

Primary APN	`69038-0009-00005-01`
Alternative APN	`72914`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	76 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	72914
Street Address	402 N 4TH ST
City	LAVACA
State	AR
Zip	72941-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 115' S 30' LT 9 & W 115' N 40'LOT 8 BLK 5
Legal Range	30
Legal Township	08
Legal Section	27
Legal Subdivision	MADDUX-LAVACA
Legal Block	5
Legal Lot Number	8,9
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2031
Census Tract	10101

Owner

Source: Sebastian County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1401 S WALDRON RD STE 200, 200, FORT SMITH, AR 72903-2590
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage CELTIC BANK CORPORATION
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH
Jun 9, 2021	Warranty Deed, Transfer · Line of Credit ARMSTRONG BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2021G-14986
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	402 N 4TH ST, LAVACA, AR 72941-3762
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023G10438
Date	May 30, 2023
Instrument	2023G-10438

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 26, 2033

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	402 N 4TH ST, LAVACA, AR 72941-3762
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019G05614
Date	Mar 21, 2019
Instrument	2019G-05614

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2024

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jun 9, 2021
Property Address	402 N 4TH ST, LAVACA, AR 72941-3762
Document Number	2021G14986
Instrument Date	Jun 8, 2021
Instrument	2021G-14986
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$280.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1117 EVERGREEN ST, 1117, GREENWOOD, AR 72936-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 S WALDRON RD STE 200, 200, FORT SMITH, AR 72903-2590
Investor	Possibly a Property Investor

Mortgage

Document Number	2021F15001
Date	Jun 9, 2021
Instrument	2021F-15001

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	2021G14987
Date	Jun 9, 2021
Instrument	2021G-14987

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (+10.14%)	$21,959 (+76.09%) Land $3,000 Building $18,959	$109,795 (+76.09%) Land $15,000 Building $94,795
2023	$690.00	$12,470 Land $1,800 Building $10,670	$62,350 Land $9,000 Building $53,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 86% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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