402 N 3rd St, Sharon, OK 73857 Property Records

Woodward County property record for 402 N 3rd St, Sharon, OK 73857

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1976
Lot Size	0.506 acres (22,050 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2018)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`14327`

Property Details

APN / Parcel Number

Primary APN	`14327`
Alternative APN	`5001-00-002-007-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,050 sqft (0.506 acres)
Lot Dimensions	140 ft deep x 157 ft wide
Garage Type	Mixed
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14327
Street Address	402 N 3RD ST
City	SHARON
State	OK
Zip	73857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHARON BLK 2 LOTS 7 THRU 12
Legal Range	20W
Legal Township	21N
Legal Section	21
Legal Subdivision	ORIGINAL SHARON
Legal Block	2
Legal Lot Number	7-12
Legal Unit	5001
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	2
Census Block	2228
Census Tract	953200

Owner

402 N 3rd St is owned and occupied by an individual who bought it in May 2018.

Source: Woodward County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	402 N 3RD ST, SHARON, OK 73857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 8, 2018	Warranty Deed, Transfer · Commercial Mortgage THE STOCK EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	Nov 18, 1999 · Amount on File
Deed Document Number	20182017-006472
Deed Book / Page	2405 / 455
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	402 N 3RD ST, SHARON, OK 73857
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2506/187
Date	Sep 15, 2021
Book Page	2506/187
Instrument	2021-001243

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	402 N 3RD ST, SHARON, OK 73857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2419/714
Date	Oct 3, 2018
Book Page	2419/714
Instrument	2018-001826

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	May 8, 2018
Property Address	402 N 3RD ST, SHARON, OK 73857
Document Number	002405/455
Book / Page	2405 / 455
Instrument Date	May 8, 2018
Instrument	2017-006472
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 N 3RD ST, SHARON, OK 73857

Mortgage

Document Number	2017006473
Date	May 8, 2018
Instrument	2017-006473

Lender

Name	THE STOCK EXCHANGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 402 N 3rd St was $1,411 with a homeowner's exemption, up 0.1% from the year before.

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Municipality	Sharon Town
Unified School District	Sharon-Mutual Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,585 (-0.01%) Land $3,361 Building $12,224	$141,691 (-) Land $30,558 Building $111,133
2025	$1,411.00 (+0.14%)	$15,586 Land $3,638 Building $11,948	$141,691 (-7.62%) Land $33,075 Building $108,616
2024	$1,409.00 (+9.91%)		$153,378 (-0.62%) Land $33,075 Building $120,303
2023	$1,282.00	$14,137 Land $3,638 Building $10,499	$154,341 Land $33,075 Building $121,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 N 3rd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 N 3rd St is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON UTILITIES serves 175 people · EPA ID OK2007741
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	235 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Pioneer Telephone Cooperative DSL · Fiber in parts of the area	46 / 7

May also be available: Chisholm Broadband.

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