402 N 3rd St, Murray, KY 42071 Property Records

Calloway County property record for 402 N 3rd St, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details720 sqft
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$72,500 (Mar 2020)
Tax Bill$46 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009-0-0022-00016

Property Details

APN / Parcel Number

Primary APN009-0-0022-00016
Alternative APNs
  • 110095
  • 89812

Interior

Stories1 Story
Building Area720 sqft Living Area

Exterior

Exterior MaterialStone
Construction TypeManufactured
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating FuelSolar

Location & Zoning

Account Number110095
Street Address402 N 3RD ST
CityMURRAY
StateKY
Zip42071-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description402 N 3RD
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group2
Census Block2023
Census Tract10400

Owner

402 N 3rd St is owned by an individual who bought it in March 2020.

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address415 N 5TH ST, MURRAY, KY 42071-2010
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2020 · Amount on File
Deed SaleMar 10, 2020 · Amount on File
Prior SaleMay 25, 2016 · Amount on File
Deed Document Number639950
Deed Book / Page1245 / 545
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateMar 10, 2020
Property Address402 N 3RD ST, MURRAY, KY 42071-2110
Document Number001245/545
Book / Page1245 / 545
Instrument DateMar 2, 2020
Instrument639950
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$72.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2560, STATESBORO, GA 30459-2560

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N 3RD ST, MURRAY, KY 42071-2110

Mortgage

Document Number0000639951
DateMar 10, 2020
Instrument639951
Lender
NameLAKE CHEM COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 N 3rd St was $46.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
MunicipalityMurray City
Unified School DistrictMurray Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46.00$4,800$4,800
2023$47.00$4,800$4,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Murray Electric System
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on N 3rd St

Nearby Streets

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