Berks County property record for 402 N 14th St, Reading, PA 19604 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 1973 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,834 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-14-22-6552 |
| Primary APN | 5317-14-22-6552 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Neighborhood |
| Porch | Stoop |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11212925 |
|---|---|
| Street Address | 402 N 14TH ST |
| City | READING |
| State | PA |
| Zip | 19604-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1600 |
Source: Berks County records · APN 5317-14-22-6552
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 N 14TH ST, READING, PA 19604-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jan 08, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 402 N 14TH ST, READING, PA 19604-2812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Title Company | PLYMOUTH GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000042995 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022042995 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 10-Year TN |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 402 N 14TH ST, READING, PA 19604-2812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000951 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 2020000951 |
| Name | CITIZENS BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 23, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,834.00 (+6.63%) Homeowner's exemption | $65,000 (-) Land $14,000 Building $51,000 | $14,000 (-78.46%) Land $14,000 |
| 2024 | $1,720.00 | $65,000 Land $14,000 Building $51,000 | |
| 1994 | $65,000 Land $14,000 Building $51,000 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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