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402 Montclair Tower Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 402 Montclair Tower Dr, Saint Charles, MO 63303

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,248 sqft · built 2003
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$147,500 (Aug 2019)
Tax Bill$2,380 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT040800358

Property Details

APN / Parcel Number

Primary APNT040800358
Alternative APN
  • 3-0162-9436-04-016A.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area676 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleTraditional
Exterior MaterialBrick/Stone
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
PorchPorch
Porch Area40 sqft
Patio Area120 sqft

Location & Zoning

Account NumberT040800358
Old Parcel NumberT040800358
Street Address402 MONTCLAIR TOWER DR
CitySAINT CHARLES
StateMO
Zip63303-4086
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMONTCLAIR LOT 4-16A
Legal Range04E
Legal Township46N
Legal Section00
Legal SubdivisionENCLAVE AT MONTCLAIR
Legal Lot Number16A
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1012
Census Tract311001

Owner

402 Montclair Tower Dr, a condominium, is owned and occupied by an individual who bought it in August 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address402 MONTCLAIR TOWER DR, SAINT CHARLES, MO 63303-4086
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2019 · Amount on File
Deed SaleAug 27, 2019 · Amount on File
Prior SaleSep 16, 2008 · Amount on File
Deed Document Number0000713192
Deed Book / Page7131 / 0092
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 27, 2019
Property Address402 MONTCLAIR TOWER DR, SAINT CHARLES, MO 63303-4086
Document Number0071310092
Book / Page007131 / 000092
Instrument DateAug 23, 2019
Instrument457350
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 BLAYTONN LN ST LOUIS MO 631241109, ST LOUIS, MO 63124-1109

Mortgage

Document Number71310094
DateAug 27, 2019
Book Page007131/000094
Instrument457360
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term180 Months
DueAug 26, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 402 Montclair Tower Dr was $2,380.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,380.00$41,128$216,461
2023$36,781
2022$193,586 Building $193,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Montclair Tower Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims36 (1978–2019)
Claims Outside the SFHA6 of 36
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Montclair Tower Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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