402 Melba Cir, Franklin, TN 37064 Property Records

Williamson County property record for 402 Melba Cir, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4,300 sqft · built 2015
Lot Size	0.333 acres (14,545 sqft)
Owner	Individual Name on File
Last Sale	$1,675,000 (Sep 2022)
Tax Bill	$6,285 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094090E M 01500`

Property Details

APN / Parcel Number

Primary APN	`094090E M 01500`

Interior

Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,300 sqft Living Area
Gross Area	5,078 sqft
Basement Area	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,545 sqft
Lot Dimensions	206 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	402 MELBA CIR
City	FRANKLIN
State	TN
Zip	37064-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD DALLAS DOWNS SEC 3 PB 57 PG 94 LOT 0015
Legal Subdivision	DALLAS DOWNS
Legal Lot Number	15
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	3
Census Block	3002
Census Tract	50906

Owner

402 Melba Cir is owned and occupied by an individual who bought it in September 2022.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	402 MELBA CIR, FRANKLIN, TN 37064-1476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMINGTON MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	22040019
Deed Book / Page	9107 / 749
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 21, 2022
Property Address	402 MELBA CIR, FRANKLIN, TN 37064-1476
Document Number	0091070749
Book / Page	9107 / 749
Map Reference	MB P57 PG 94
Instrument Date	Sep 15, 2022
Instrument	22040019
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,197.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MELBA CIR, FRANKLIN, TN 37064-1476

Mortgage

Document Number	0022040020
Date	Sep 21, 2022
Instrument	22040020

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 23, 2021
Property Address	402 MELBA CIR, FRANKLIN, TN 37064-1476
Document Number	0085280890
Book / Page	8528 / 890
Map Reference	MB P57 PG 94
Instrument Date	Apr 21, 2021
Instrument	21025070
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,607.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MELBA CIR, FRANKLIN, TN 37064-1476
Investor	Possibly a Property Investor

Mortgage

Document Number	0021025071
Date	Apr 23, 2021
Instrument	21025071

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.7%
Index	Other
Margin	3
Max Rate	7.7%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	402 MELBA CIR, FRANKLIN, TN 37064-1476
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	CHAPMAN & ROSENTHAL TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071970232
Date	Oct 3, 2017
Book Page	7197/0232
Instrument	17040879

Lender

Name	FARMINGTON MORTGAGE
Type	Mortgage Company
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 402 Melba Cir was $6,285, down 31.6% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,285.00 (-31.64%)	$401,325 Land $100,000 Building $301,325	$1,605,300 Land $400,000 Building $1,205,300
2024	$9,194.00 (+1%)
2023	$4,597.00	$213,250 (-) Land $48,750 Building $164,500	$853,000 (-) Land $195,000 Building $658,000
2022	$4,597.00	$213,250 Land $48,750 Building $164,500	$853,000 Land $195,000 Building $658,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Melba Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Melba Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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