402 McPhail Ct, Franklin, TN 37064 Property Records

Williamson County property record for 402 McPhail Ct, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,378 sqft · built 1996
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2011)
Tax Bill	$4,651 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063I-A-012.00-000`

Property Details

APN / Parcel Number

Primary APN	`063I-A-012.00-000`
Alternative APNs	`094063I A 01200` `209818`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,378 sqft Living Area
Gross Area	4,103 sqft
1st Floor Area	1,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	128 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	725 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	390 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 MCPHAIL CT
City	FRANKLIN
State	TN
Zip	37064-0711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FOUNDERS POINTE SEC 1 PB 19 PG 63 LOT 0019
Legal Subdivision	FOUNDERS POINTE
Legal Lot Number	0019
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1028
Census Tract	50601

Owner

402 McPhail Ct is owned and occupied by an individual who bought it in June 2011.

Source: Williamson County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	402 MCPHAIL CT, FRANKLIN, TN 37064-0711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 7, 2020	Deed of Trust, Mortgage WILSON BK&TR
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2011 · Amount on File
Deed Sale	Jun 2, 2011 · Amount on File
Prior Sale	Oct 4, 2005 · Amount on File
Deed Document Number	201117772
Deed Book / Page	5323 / 634
Transfer Doc	0014600848
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 24, 2025
Property Address	402 MCPHAIL CT, FRANKLIN, TN 37064-0711
Document Number	0098840528
Book / Page	9884 / 528
Map Reference	MB 19 PG 63
Instrument Date	Nov 20, 2025
Instrument	25038212
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MCPHAIL CT, FRANKLIN, TN 37064-0711

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	402 MCPHAIL CT, FRANKLIN, TN 37064-0711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080670435
Date	Jun 30, 2020
Book Page	8067/435
Instrument	20032498

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	402 MCPHAIL CT, FRANKLIN, TN 37064-0711
Document Number	0026590749
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 MCPHAIL CT FRANKLIN TN 370640711, FRANKLIN, TN 37064-0711

Mortgage

Document Number	0026590749
Date	Sep 24, 2020
Book Page	002659/000749
Instrument	51198

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	402 MCPHAIL CT, FRANKLIN, TN 37064-0711
Document Number	0078140791
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 MCPHAIL CT FRANKLIN TN 370640711, FRANKLIN, TN 37064-0711

Mortgage

Document Number	0078140791
Date	Nov 21, 2019
Book Page	007814/000791
Instrument	49219

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 402 McPhail Ct was $4,651, up 18.8% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,651.00 (+18.77%)	$225,400 Land $68,750 Building $156,650	$901,600 Land $275,000 Building $626,600
2024	$3,916.00 (+4.04%)
2023	$3,764.00	$138,325 (-) Land $28,750 Building $109,575	$553,300 (-) Land $115,000 Building $438,300
2022	$3,764.00	$138,325 Land $28,750 Building $109,575	$553,300 Land $115,000 Building $438,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 McPhail Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2009–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Mar 2021 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 McPhail Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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