402 McCormick Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 402 McCormick Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,783 sqft · built 1926
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Tax Bill	$8,367 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-094-05`

Property Details

APN / Parcel Number

Primary APN	`036-094-05`
Alternative APN	`036-094-05-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,783 sqft Living Area
Gross Area	1,963 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 MCCORMICK AVE
City	CAPITOLA
State	CA
Zip	95010-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MCCORMICKS ADD
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121801

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREMONT BANK
Feb 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Feb 17, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 25, 2020
Transfer Doc	0000006630
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707

Mortgage

Document Number	0000018858
Date	Apr 2, 2021
Instrument	2021-0018858

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 26, 2020
Property Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707
Document Number	0000006630
Instrument Date	Feb 25, 2020
Instrument	6630
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	402 MCCORMICK AVE CAPITOLA CA 950103707, CAPITOLA, CA 95010-3707

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 17, 2017
Property Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707
Document Number	0000005949
Map Reference	MB18 PG62
Instrument Date	Feb 13, 2017
Instrument	2017-0005949
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707

Mortgage

Document Number	0000005951
Date	Feb 17, 2017
Instrument	2017-0005951

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 17, 2017
Property Address	402 MCCORMICK AVE, CAPITOLA, CA 95010-3707
Document Number	0000005950
Instrument Date	Feb 13, 2017
Instrument	5950
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	402 MCCORMICK AVE CAPITOLA CA 950103707, CAPITOLA, CA 95010-3707

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,226 (+2%) Land $331,171 Building $221,055
2025	$8,367.00 (+47.18%) Homeowner's exemption	$541,398 (+28.55%) Land $324,677 Building $216,721
2023	$5,685.00 (+1.64%) Homeowner's exemption	$421,147 Land $312,069 Building $109,078	$983,430
2022	$5,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio Internet, T-Mobile USA, Xfinity.

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