402 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 402 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.125 acres (5,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (Jul 2005)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-106-016`

Property Details

APN / Parcel Number

Primary APN	`06-14-106-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,454 sqft (0.125 acres)
Lot Dimensions	101 ft deep x 54 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	402 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 24 BLOCK 6
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	6
Legal Lot Number	24
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 MCCLURE AVE, ELGIN, IL 60123-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2005 · Amount on Record
Deed Sale	Jul 6, 2005 · Amount on Record
Prior Sale	Sep 11, 1997 · Amount on Record
Deed Document Number	200576632
Prior Transfer Date	Feb 24, 2001
Prior Transfer Doc	0000029879
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	402 MCCLURE AVE, ELGIN, IL 60123-3537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007816
Date	Feb 27, 2019
Instrument	2019K007816

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,810.00 (+15.79%) Homeowner's exemption	$71,059 (+8.57%) Land $15,370 Building $55,689	$213,262 (+8.57%) Land $46,128 Building $167,134
2024		$65,450 (+21.39%) Land $14,157 Building $51,293	$196,429 (+21.44%) Land $42,488 Building $153,941
2022	$4,154.00 (+4.87%) Homeowner's exemption	$53,915 (+6.96%) Land $11,662 Building $42,253	$161,745 (+6.96%) Land $34,986 Building $126,759
2021	$3,961.00 Homeowner's exemption	$50,407 Land $10,903 Building $39,504	$151,221 Land $32,709 Building $118,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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