402 Mason St, Chenoa, IL 61726 Property Records

McLean County property record for 402 Mason St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1874
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2026)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-226-004`

Property Details

APN / Parcel Number

Primary APN	`03-11-226-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 MASON ST
City	CHENOA
State	IL
Zip	61726-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEARCES ADD TO CHENOA LOT 1 BLK 3
Legal Subdivision	PEARCES ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2040
Census Tract	5700

Owner

Source: McLean County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 MASON ST, CHENOA, IL 61726-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage VERMILION VALLEY BANK
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	202615294
Prior Transfer Date	Feb 27, 2017
Prior Transfer Doc	0000004117
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 12, 2026
Property Address	402 MASON ST, CHENOA, IL 61726-1331
Document Number	0000015294
Instrument Date	Sep 15, 2026
Instrument	202615294
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	COUNTY ABSTRACT, LIVINGSTON COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MASON ST, CHENOA, IL 61726-1331

Mortgage

Document Number	0000015295,
Date	Oct 12, 2026
Instrument	202615295

Lender

Name	VERMILION VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	402 MASON ST, CHENOA, IL 61726-1331
Transaction Type	Mortgage
Record Updated	Jul 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013312
Date	Jul 16, 2020
Instrument	2020-00013312

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 8, 2017
Property Address	402 MASON ST, CHENOA, IL 61726-1331
Document Number	201700004117
Instrument Date	Feb 27, 2017
Instrument	2017-00004117
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MASON ST, CHENOA, IL 61726-1331

Mortgage

Document Number	201700004118
Date	Mar 8, 2017
Instrument	2017-00004118

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,104.00 (+13.55%)	$28,453 (+20.69%) Land $4,791 Building $23,662	$85,359 (+20.69%) Land $14,373 Building $70,986
2024	$1,853.00 (+10.69%)
2023	$1,674.00	$23,575 Land $3,970 Building $19,605	$70,725 Land $11,910 Building $58,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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