Black Hawk County property record for 402 Marsh St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,659 sqft · built 1907 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,000 (Oct 2014) |
| Tax Bill | $2,410 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-477-005 |
| Primary APN | 8913-27-477-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Attic | Attic |
| Attic Area | 515 sqft |
| Basement Area | 1,144 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 402 MARSH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME PARK ADDITION N 1/2 LOT 1 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | HOME PARK ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1400 |
402 Marsh St is owned and occupied by two individuals who bought it in October 2014.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 MARSH ST, WATERLOO, IA 50701-2863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2014 · Amount on File |
| Deed Sale | Oct 29, 2014 · Amount on File |
| Prior Sale | Jul 29, 2008 · Amount on File |
| Deed Document Number | 2014201500007417 |
| Prior Transfer Date | Jul 25, 2008 |
| Prior Transfer Doc | 2009002276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 402 MARSH ST, WATERLOO, IA 50701-2863 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 402 MARSH ST, WATERLOO, IA 50701-2863 |
| Document Number | 202200004145 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202200004145 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 402 Marsh St was $2,410 with a homeowner's exemption, down 5.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,410.00 (-5.49%) Homeowner's exemption | $129,010 Land $11,160 Building $117,850 | $129,010 Land $11,160 Building $117,850 |
| 2024 | $2,550.00 | ||
| 2023 | $113,690 (+12.51%) Land $11,160 Building $102,530 | $113,690 Land $11,160 Building $102,530 | |
| 2022 | $2,024.00 Homeowner's exemption | $101,050 Land $11,160 Building $89,890 | |
| 2021 | $101,050 Land $11,160 Building $89,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Marsh St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 402 Marsh St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures