402 Maple Pl, Kincaid, IL 62540 Property Records

Christian County property record for 402 Maple Pl, Kincaid, IL 62540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,388 sqft · built 1992
Lot Size	0.296 acres (12,900 sqft)
Owner	2 Individual Names on File
Last Sale	$3,200 (Sep 1992)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15-12-10-311-008-00`

Property Details

APN / Parcel Number

Primary APN	`15-12-10-311-008-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,900 sqft (0.296 acres)
Lot Dimensions	100 ft deep x 129 ft wide
Garage Type	Detached
Garage Area	2,448 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	402 MAPLE PL
City	KINCAID
State	IL
Zip	62540-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	KINCAID LOTS 12 13 & 14 & S1/2 LOTS 15 & 16 BLK 41 1992R03992 129X100' & 86X50' 152353.000 12-10-F
Legal Subdivision	KINCAID ORIG TOWN
Legal Block	41
Legal Lot Number	12-16
Jurisdiction	CHRISTIAN IL
Township / Civil Division	SOUTH FORK
Census Block Group	2
Census Block	2015
Census Tract	958200

Owner

402 Maple Pl is owned and occupied by two individuals who bought it in September 1992.

Source: Christian County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 MAPLE PL, KINCAID, IL 62540-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit MIDLAND COMMUNITY BANK
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1992 · Amount on File
Deed Sale	Sep 1, 1992 · Amount on File
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Recording Date	Jul 1, 2026
Property Address	402 MAPLE PL, KINCAID, IL 62540-4507
Document Number	0000002078
Instrument Date	Jun 16, 2026
Instrument	20262078
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MAPLE PL, KINCAID, IL 62540-4507

Mortgage

Document Number	0000002078,
Date	Jul 1, 2026
Instrument	20262078

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.77%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	402 MAPLE PL, KINCAID, IL 62540-4507
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020RO2884
Date	Aug 4, 2020
Instrument	2020RO2884

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	South Fork Township
Municipality	Kincaid Village
Unified School District	South Fork School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$43,198 Land $6,949 Building $36,249	$129,594 Land $20,847 Building $108,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Maple Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Maple Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINCAID serves 1,561 people · EPA ID IL0210250
Water Source	Purchased surface water from TAYLORVILLE
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education currently in violation since Mar 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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