402 Maple Ave, Owensboro, KY 42301 Property Records

Daviess County property record for 402 Maple Ave, Owensboro, KY 42301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1915
Lot Size0.159 acres (6,930 sqft)
OwnerIndividual Name on File
Tax Bill$531 (2025)
Deeds & MortgagesSep 2007 Mortgage
May 2010 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-03-04-001-00-000

Property Details

APN / Parcel Number

Primary APN004-03-04-001-00-000
Alternative APN
  • 0025430

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions110 ft deep x 63 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemSteam
Heating FuelPropane

Location & Zoning

Street Address402 MAPLE AVE
CityOWENSBORO
StateKY
Zip42301-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description402 MAPLE AVE
Legal SubdivisionHILLS ANNEX
JurisdictionDAVIESS KY
Township / Civil DivisionOWENSBORO
Census Block Group3
Census Block3003
Census Tract700

Owner

402 Maple Ave is owned and occupied by an individual.

Source: Daviess County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address402 MAPLE AVE, OWENSBORO, KY 42301-5011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2007Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA ND
May 28, 2010Special Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address402 MAPLE AVE, OWENSBORO, KY 42301-5011
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001596/561
DateSep 4, 2007
Book Page1596/561
Instrument2007-00014845
Lender
NameUS BANK NA ND
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount on Record

May 2010: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDAVIESS KY
Recording DateMay 28, 2010
Property Address402 MAPLE AVE, OWENSBORO, KY 42301-5011
Document Number000876/299
Book / Page0876 / 299
Map ReferenceMB3 PG188
Instrument DateMay 18, 2010
Instrument201001302485
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 121ST ST, URBANDALE, IA 50323

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 MAPLE AVE, OWENSBORO, KY 42301-5011

Mortgage

Document Number001754/130
DateMay 28, 2010
Book Page1754/130
Instrument2010-01382487
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressNEWARK, NJ 07101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 402 Maple Ave was $531.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
MunicipalityOwensboro City
Unified School DistrictOwensboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,700 (-)$159,700 (-)
2025$531.00$159,700 Land $25,000 Building $134,700$159,700 Land $25,000 Building $134,700
2023$130,300 (-)$130,300 (-)
2022$1,472.00$130,300$130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Maple Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2015)
Claims Outside the SFHA2 of 7
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 402 Maple Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWENSBORO MUNICIPAL UTILITIES
serves 60,473 people · EPA ID KY0300336
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Owensboro Municipal Utilities
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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