402 Main St, Wray, CO 80758 Property Records

Yuma County property record for 402 Main St, Wray, CO 80758

Property Summary

Property Type	Nightclub or Cocktail Lounge
Details	4 ba · 9,985 sqft · built 1899
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Dec 2005)
Tax Bill	$8,667 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2022 Mortgage
APN	`W000110`

Property Details

APN / Parcel Number

Primary APN	`W000110`

Interior

Full Baths	4 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	9,985 sqft Total Area
Basement Area	5,000 sqft
Unfinished Basement	5,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	7,000 sqft (0.161 acres)
Porch	Slab
Porch Area	15 sqft
Balcony Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	402 MAIN ST
City	WRAY
State	CO
Zip	80758-1725
Property Category	Commercial
Property Type	Commercial > Retail > Nightclub or Cocktail Lounge
Legal Description	WRAY, ORIGINAL BLK 13 LOT 17 & 18 SIZE: 50X140 A COLO LIMITED LIABILITY COMPANY
Legal Subdivision	WRAY ORIGINAL
Legal Block	13
Legal Lot Number	17-18
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3083
Census Tract	963100

Owner

402 Main St, a commercial property, is owned by a company that bought it in December 2005.

Source: Yuma County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	402 MAIN ST, WRAY, CO 80758-1725
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit CACHE VALLEY BANK
Aug 8, 2022	Deed of Trust, Mortgage · SBA Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2005 · Amount on File
Deed Sale	Dec 2, 2005 · Amount on File
Deed Document Number	2005524865
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	402 MAIN ST, WRAY, CO 80758-1725
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CEDAR ST, WRAY, CO 80758-1819

Mortgage

Document Number	0000586446
Date	Jan 18, 2023
Instrument	586446

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	HYRUM, UT 84319

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	402 MAIN ST, WRAY, CO 80758-1725
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CEDAR ST, WRAY, CO 80758-1819

Mortgage

Document Number	0000585373
Date	Aug 8, 2022
Instrument	585373

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	HYRUM, UT 84319

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 402 Main St was $8,667.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,667.00
2025	$8,667.00	$93,750
2024			$347,200 (-3.49%)
2023	$8,351.00 (-3.12%)	$104,327 (+16.75%) Land $11,167 Building $93,160	$359,750 (+16.75%) Land $38,507 Building $321,243
2022	$8,620.00	$89,361 Land $6,380 Building $82,981	$308,140 Land $22,000 Building $286,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 402 Main St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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