Adams County property record for 402 Main St, Natchez, MS 39120
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 2 ba · 2,271 sqft · built 1890 |
| Owner | Individual Name on File |
| Tax Bill | $5,810 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0002 0001 0009 |
| Primary APN | 0002 0001 0009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,271 sqft Total Area |
| 1st Floor Area | 5,151 sqft |
| 2nd Floor Area | 3,840 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Other |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 13890 |
|---|---|
| Street Address | 402 MAIN ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3464 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | B&L#402 COR MAIN & PEARL ST 41-111E-55 2-1-10,10.1,11 (ALSO 400 MAINST. & 10 3B S. EARL) |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 22 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
402 Main St, a commercial property, is owned by an individual who acquired it in June 2023.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 214 WASHINGTON ST, NATCHEZ, MS 39120-3437 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 |
| Deed Sale | Jun 30, 2023 |
| Deed Document Number | 000028Y921 |
| Deed Book / Page | 28Y / 921 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 402 Main St was $5,810, up 25.9% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,810.00 (+25.89%) | $35,567 (+28.63%) | $237,110 (+28.63%) Land $12,250 Building $224,860 |
| 2024 | $4,615.00 | $27,650 (-) | $184,330 (-) Land $12,250 Building $172,080 |
| 2023 | $4,615.00 (+5.85%) Homeowner's exemption | $27,650 (-) Land $1,838 Building $25,812 | $184,330 Land $12,250 Building $172,080 |
| 2022 | $4,360.00 | $27,650 | |
| 2021 | $184,330 Land $12,250 Building $172,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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