402 Main St, Natchez, MS 39120 Property Records

Adams County property record for 402 Main St, Natchez, MS 39120

Property Summary

Property TypeMixed Use Store/Office
Details2 ba · 2,271 sqft · built 1890
OwnerIndividual Name on File
Tax Bill$5,810 (2025)
Flood ZoneZone X (minimal risk)
APN0002 0001 0009

Property Details

APN / Parcel Number

Primary APN0002 0001 0009
Alternative APNs
  • 013890
  • 13890

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,271 sqft Total Area
1st Floor Area5,151 sqft
2nd Floor Area3,840 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Exterior MaterialOther
Roof TypeWood Truss
Roof MaterialMetal
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number13890
Street Address402 MAIN ST
CityNATCHEZ
StateMS
Zip39120-3464
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionB&L#402 COR MAIN & PEARL ST 41-111E-55 2-1-10,10.1,11 (ALSO 400 MAINST. & 10 3B S. EARL)
Legal Range03W
Legal Township07N
Legal Section22
JurisdictionADAMS MS
Township / Civil Division1
Census Block Group2
Census Block2046
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Natchez On-Top-of-the-Hill Historic District
listed 1979 · 444 contributing resources · NRIS 79003381

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

402 Main St, a commercial property, is owned by an individual who acquired it in June 2023.

Source: Adams County records, as of March 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address214 WASHINGTON ST, NATCHEZ, MS 39120-3437
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2023
Deed SaleJun 30, 2023
Deed Document Number000028Y921
Deed Book / Page28Y / 921
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 402 Main St was $5,810, up 25.9% from the year before.

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
MunicipalityNatchez City
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,810.00 (+25.89%)$35,567 (+28.63%)$237,110 (+28.63%) Land $12,250 Building $224,860
2024$4,615.00$27,650 (-)$184,330 (-) Land $12,250 Building $172,080
2023$4,615.00 (+5.85%) Homeowner's exemption$27,650 (-) Land $1,838 Building $25,812$184,330 Land $12,250 Building $172,080
2022$4,360.00$27,650
2021$184,330 Land $12,250 Building $172,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1985–2025)
Claims Outside the SFHA2 of 8
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS CO W/A #2-SOUTH
public/private · serves 8,097 people · EPA ID MS0010009
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Main St

Nearby Streets

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