402 Main St, Chadron, NE 69337 Property Records

Dawes County property record for 402 Main St, Chadron, NE 69337

Property Summary

Property Type	Commercial
Details	2,846 sqft · built 1890
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2024)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`230004951`

Property Details

APN / Parcel Number

Primary APN	`230004951`

Interior

Stories	2 Stories
Building Area	2,846 sqft Total Area
Basement Area	288 sqft
Finished Basement	288 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	35 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 MAIN ST
City	CHADRON
State	NE
Zip	69337-2650
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03-COMMERC
Legal Description	BLOCK: 25 LOT: 8 ADDITION: WTC 1ST
Legal Subdivision	ADDITION WTC 1ST
Legal Block	25
Legal Lot Number	8
Jurisdiction	DAWES NE
Township / Civil Division	03
Census Block Group	5
Census Block	5042
Census Tract	950700

Owner

Source: Dawes County assessment roll, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 E 4TH ST, CHADRON, NE 69337-2973
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Deed Document Number	2024779
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Recording Date	Apr 21, 2026
Property Address	402 MAIN ST, CHADRON, NE 69337-2650
Document Number	0000000305
Instrument Date	Apr 17, 2026
Instrument	2026305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E 5TH ST, CHADRON, NE 69337-2703

Mortgage

Document Number	0000000305,
Date	Apr 21, 2026
Instrument	2026305

Lender

Name	SECURITY FIRST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (-10.6%)	$104,790 (+16.84%) Land $20,000 Building $84,790	$104,790 (+16.84%) Land $20,000 Building $84,790
2023	$1,623.00	$89,690 Land $4,900 Building $84,790	$89,690 Land $4,900 Building $84,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: NE Colorado Cellular.

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