Culpeper County property record for 402 Macoy Ave, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,981 sqft · built 1920 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Sep 2019) |
| Tax Bill | $2,454 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-A2-1-B-2 |
| Primary APN | 41-A2-1-B-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,981 sqft Living Area |
| 1st Floor Area | 2,122 sqft |
| Basement Area | 616 sqft |
| Finished Basement | 616 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 625 sqft |
| Deck Area | 233 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11886 |
|---|---|
| Street Address | 402 MACOY AVE |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MACOY AVENUE WILL |
| Legal Subdivision | MACOYS ADDITION |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 930204 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 MACOY AVE, CULPEPER, VA 22701-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 10, 2019 | Warranty Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Oct 22, 2015 · Amount on Record |
| Deed Document Number | 20194814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Aug 28, 2026 |
| Property Address | 402 MACOY AVE, CULPEPER, VA 22701-2917 |
| Document Number | 0000004761 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 20264761 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 402 MACOY AVE, CULPEPER, VA 22701-2917 |
| Document Number | 0000004761, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20264761 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Sep 10, 2019 |
| Property Address | 402 MACOY AVE, CULPEPER, VA 22701-2917 |
| Document Number | 190004814 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 190004814 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 MACOY AVE, CULPEPER, VA 22701-2917 |
| Document Number | 0190004815 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 190004815 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,454.00 (-12.98%) | $570,600 (+2.7%) Land $97,100 Building $473,500 | $570,600 (+2.7%) Land $97,100 Building $473,500 |
| 2024 | $2,820.00 (-3.49%) | ||
| 2023 | $2,922.00 | $555,600 Land $77,900 Building $477,700 | $555,600 Land $77,900 Building $477,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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