Gogebic County property record for 402 Luoma Rd, Wakefield, MI 49968
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| APN | 53-12-500-100 |
| Primary APN | 53-12-500-100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 5 Stories |
| Building Area | 1,680 sqft Living Area |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Lot Area | 24,829 sqft (0.57 acres) |
|---|---|
| Lot Dimensions | 215 ft deep x 116 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 402 LUOMA RD |
|---|---|
| City | WAKEFIELD |
| State | MI |
| Zip | 49968-9478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC. 16 T47N R45W MAP NO. Y1 E.F.W. NEIDHOLD ADDITION; ASSESSOR'S PLAT NO. 19; LOTS 1 & 2. MCL 211.27(2) NONCONSIDERATION |
| Legal Range | 45W |
| Legal Township | 47N |
| Legal Section | 16 |
| Legal Subdivision | E F W NEIDHOLD ADD |
| Legal Lot Number | 1-2 |
| Jurisdiction | GOGEBIC MI |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950800 |
402 Luoma Rd is owned and occupied by two individuals.
Source: Gogebic County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 LUOMA RD, WAKEFIELD, MI 49968-9478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOGEBIC MI |
| Property Address | 402 LUOMA RD, WAKEFIELD, MI 49968-9478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 636/596 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 636/596 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 402 Luoma Rd was $1,349 with a homeowner's exemption, up 2.9% from the year before.
Source: Gogebic County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gogebic County |
| Municipality | Wakefield City |
| Unified School District | Wakefield-Marenisco School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,718 Land $7,084 Building $49,634 | $113,436 Land $14,168 Building $99,268 | |
| 2025 | $1,349.00 (+2.9%) Homeowner's exemption | ||
| 2024 | $1,311.00 | ||
| 2023 | $40,295 Land $4,065 Building $36,230 | $80,590 Land $8,130 Building $72,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 402 Luoma Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Luoma Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD serves 1,808 people · EPA ID MI0006830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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