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402 Lakepoint Rd, Alford, FL 32420 Property Records

Jackson County property record for 402 Lakepoint Rd, Alford, FL 32420

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,768 sqft · built 2020
Lot Size0.525 acres (22,870 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jun 1984)
Tax Bill$4,314 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-2N-12-0223-0010-0020

Property Details

APN / Parcel Number

Primary APN01-2N-12-0223-0010-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,768 sqft Heated Area
Gross Area5,888 sqft
Basement Area1,768 sqft
Finished Basement720 sqft
Unfinished Basement1,048 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2020
Exterior MaterialPrecast Concrete Panel
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,870 sqft (0.525 acres)
Lot Width75 ft Width
Garage TypeCarport
Garage Area1,280 sqft
CarportCarport

Exterior Amenities

PorchOpen Porch
Deck Area120 sqft
Patio Area576 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address402 LAKEPOINT RD
CityALFORD
StateFL
Zip32420-6933
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 2 BLK 1 JERKINS SURVEY COMPASS LAKE OR 173 P 345 OR 252 P 785 OR 305 P 206
Legal Range12W
Legal Township02N
Legal Section01
Legal SubdivisionCOMPASS LAKE
Legal Block1
Legal Lot Number2
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group3
Census Block3134
Census Tract211100

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 LAKEPOINT RD, ALFORD, FL 32420-6933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 28, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1984 · Amount on Record
Deed SaleJun 1, 1984 · Amount on Record
Deed Document Number0000305206
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address402 LAKEPOINT RD, ALFORD, FL 32420-6933
Transaction TypeMortgage
Record UpdatedMay 9, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017270744
DateDec 14, 2021
Book Page1727/744
Instrument202132015280
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address402 LAKEPOINT RD, ALFORD, FL 32420-6933
Document Number0016480511
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 LAKEPOINT RD ALFORD FL 32420, ALFORD, FL 32420

Mortgage

Document Number0016480511
DateApr 30, 2020
Book Page001648/000511
Instrument32004334
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,314.00 (+2.86%) Homeowner's exemption$363,918 (+2.89%)$454,335 (-0.84%) Land $63,750 Building $390,585
2024$4,194.00 (+5.24%) Homeowner's exemption$353,713 (+2.98%)$458,184 (+6.3%) Land $63,750 Building $394,434
2023$3,985.00 (+9.75%) Homeowner's exemption$343,463 (+2.98%)$431,043 (+21.8%) Land $63,750 Building $367,293
2022$3,631.00 Homeowner's exemption$333,512$353,883 Land $52,500 Building $301,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2018–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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