402 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 402 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,093 sqft · built 1938
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,874 (2025)
Deeds & Mortgages	May 2022 Refinance Jan 2025 Transfer
APN	`ANDO M:0044 B:0047 L:000445`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0044 B:0047 L:000445`
Alternative APNs	`ADVR M:0044 B:0047 L:000445` `1591`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,093 sqft Living Area
Gross Area	2,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1591
Street Address	402 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL
Legal Block	47
Legal Lot Number	445
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1001
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	402 LAKE RD, ANDOVER, CT 06232-1534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 30, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 28, 2025
Transfer Doc	000146-536
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	402 LAKE RD, ANDOVER, CT 06232-1534
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141-606
Date	May 19, 2022
Book Page	141/606
Instrument	250

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER CT
Recording Date	Jan 30, 2025
Property Address	402 LAKE RD, ANDOVER, CT 06232-1534
Document Number	000146-536
Book / Page	146 / 536
Instrument Date	Jan 28, 2025
Instrument	29
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,874.00	$249,270 (-) Land $165,060 Building $84,210	$174,489 Land $115,542 Building $58,947
2024	$7,874.00 (+0.95%)
2023	$7,800.00 (-1.94%)	$249,270 (-) Land $165,060 Building $84,210
2022	$7,954.00	$249,270 Land $165,060 Building $84,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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