402 King Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 402 King Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 1978
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Tax Bill	$948 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9598339069`

Property Details

APN / Parcel Number

Primary APN	`9598339069`
Alternative APNs	`0201706` `201706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,746 sqft Heated Area
1st Floor Area	1,570 sqft
Basement Area	1,570 sqft
Unfinished Basement	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	360 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	201706
Street Address	402 KING RD
City	FLAT ROCK
State	NC
Zip	28731-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR1801 ON KING RD
Legal Block	33
Legal Lot Number	9069
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1007
Census Tract	930201

Owner

Source: Henderson County records · APN 9598339069

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 KING RD, FLAT ROCK, NC 28731-5606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	402 KING RD, FLAT ROCK, NC 28731-5606
Document Number	0033140641
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 KING RD FLAT ROCK NC 287315606, FLAT ROCK, NC 28731-5606

Mortgage

Document Number	0033140641
Date	Mar 28, 2019
Book Page	003314/000641
Instrument	900654

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2039

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,400 (-) Land $42,700 Building $292,700
2025	$948.00
2023		$335,400 Land $42,700 Building $292,700	$335,400 Land $42,700 Building $292,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.