402 Jolly Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 402 Jolly Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,095 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (Oct 2021)
Tax Bill$1,772 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN47W210033300

Property Details

APN / Parcel Number

Primary APN47W210033300
Alternative APNs
  • 006692
  • 6692

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area4,095 sqft Adjusted Area
1st Floor Area2,443 sqft
2nd Floor Area1,391 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1979
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Carport Area440 sqft
Parking Spaces2 Parking Spaces
Utility Building384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number006692
Street Address402 JOLLY RD
CityCOLUMBUS
StateMS
Zip39705-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE4 SW4 402 JOLLY RD 7A
Legal Range18W
Legal Township17S
Legal Section27
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1011
Census Tract302

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address402 JOLLY RD, COLUMBUS, MS 39705-3066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
RENASANT BANK
Apr 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANKFIRST FINANCIAL
Oct 13, 2021Warranty Deed, Transfer
Apr 4, 2018Deed of Trust, Mortgage · Line of Credit
BANKFIRST FIN'L SVCS
Nov 15, 2017Deed of Trust, Mortgage · Line of Credit
BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleNov 24, 2014
Deed Document Number0020219178
Deed Book / Page2021 / 9178
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address402 JOLLY RD, COLUMBUS, MS 39705-3066
Transaction TypeMortgage
Record UpdatedDec 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202131864
DateOct 13, 2021
Book Page2021/31864
Lender
NameRENASANT BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address402 JOLLY RD, COLUMBUS, MS 39705-3066
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020219562
DateApr 1, 2021
Book Page2021/9562
Lender
NameBANKFIRST FINANCIAL
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateOct 13, 2021
Property Address402 JOLLY RD, COLUMBUS, MS 39705-3066
Document Number0020219178
Book / Page2021 / 9178
Instrument DateOct 11, 2021
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13732 CHARLES W FAIRBANKS CV, MANOR, TX 78653-2147

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address402 JOLLY RD, COLUMBUS, MS 39705-3066
Document Number0020187446
Instrument DateApr 4, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 JOLLY RD COLUMBUS MS 397053066, COLUMBUS, MS 39705-3066

Mortgage

Document Number0020187446
DateApr 11, 2018
Book Page002018/007446
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 10, 2038
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address402 JOLLY RD, COLUMBUS, MS 39705-3066
Document Number0020176562
Book / Page002017 / 026562
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 JOLLY RD COLUMBUS MS 397053066, COLUMBUS, MS 39705-3066

Mortgage

Document Number0020176562
DateNov 30, 2017
Book Page002017/026562
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 29, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,772.00 (+1.96%) Homeowner's exemption Disabled Person's exemption$20,836 (+16.38%)$208,360 (+16.38%) Land $18,750 Building $189,610
2024$1,738.00 (-12.97%)
2023$1,997.00$17,904$179,040 Land $18,750 Building $160,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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