402 John St, Steward, IL 60553 Property Records

Lee County property record for 402 John St, Steward, IL 60553

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1974
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,501 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-06-20-230-004`

Property Details

APN / Parcel Number

Primary APN	`01-06-20-230-004`
Alternative APN	`152710`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Lot Area	13,200 sqft (0.303 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	152710
Street Address	402 JOHN ST
City	STEWARD
State	IL
Zip	60553-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURKHART ADD LOT 3 0005-1228
Legal Range	02
Legal Township	39
Legal Section	21
Legal Subdivision	BURKHART ADD
Legal Block	2
Legal Lot Number	3,5
Jurisdiction	LEE IL
Township / Civil Division	ALTO
Census Block Group	4
Census Block	4039
Census Tract	100

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 JOHN ST, STEWARD, IL 60553-9602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2025
Transfer Doc	0202501563
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	402 JOHN ST, STEWARD, IL 60553-9602
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103580
Date	Jul 13, 2021
Instrument	202103580

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	402 JOHN ST, STEWARD, IL 60553-9602
Transaction Type	Mortgage
Record Updated	Apr 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001292
Date	Apr 3, 2020
Instrument	202001292

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	402 JOHN ST, STEWARD, IL 60553-9602
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700750
Date	Feb 27, 2017
Instrument	201700750

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Alto Township
Municipality	Steward Village
Secondary School District	Rochelle Township High School District 212 (09 - 12)
Elementary School District	Steward Elementary School District 220 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,501.00 (+16.86%) Homeowner's exemption Senior Citizen's exemption	$65,236 (+18%) Land $4,702 Building $60,534	$195,708 (+18%) Land $14,106 Building $181,602
2024	$2,996.00	$55,285 Land $3,985 Building $51,300	$165,855 Land $11,955 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1999–2007)
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEWARD serves 238 people · EPA ID IL1030450
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Rise Broadband Fixed Wireless	25 / 5

May also be available: LR Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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