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402 Jefferson St, Oregon City, OR 97045 Property Records

Clackamas County property record for 402 Jefferson St, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 3,276 sqft · built 1920
Lot Size0.15 acres (6,572 sqft)
OwnerTrust Name on File
Last Sale$210,000 (Nov 1996)
Tax Bill$5,528 (2025)
Deeds & MortgagesOct 2017 Mortgage
Nov 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN22E31AD13100

Property Details

APN / Parcel Number

Primary APN22E31AD13100
Alternative APN
  • 00575531

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,276 sqft Living Area
1st Floor Area1,518 sqft
2nd Floor Area920 sqft
Attic Area920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,572 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00575531
Street Address402 JEFFERSON ST
CityOREGON CITY
StateOR
Zip97045-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description2 OREGON CITY LT 5 BLK 109
Legal Range02E
Legal Township02S
Legal Section31
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionOREGON CITY
Legal Block109
Legal Lot Number5
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group3
Census Block3037
Census Tract22400

Owner

402 Jefferson St is owner-occupied and held in a trust since July 2020.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordTrust Name on File
Mailing Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
SKYLINE FINANCIAL CORP
Nov 18, 2020Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Oct 27, 2020Deed of Trust, Mortgage · Line of Credit
US BK
Jul 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 4, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 1996 · Amount on File
Deed SaleNov 13, 1996 · Amount on File
Prior SaleMar 4, 2020
Deed Document Number0000084257
Last Transfer DateJul 20, 2020
Transfer Doc0000056354
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068487
DateOct 10, 2017
Instrument2017-068487
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
AddressAGOURA HILLS, CA 91301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096803
DateNov 18, 2020
Instrument2020-096803
Lender
NameUS BANK NA
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
Document Number0000097220
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address402 JEFFERSON ST OREGON CITY OR 970452310, OREGON CITY, OR 97045-2310

Mortgage

Document Number0000097220
DateNov 18, 2020
Instrument97220
Lender
NameUS BK
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 17, 2050
Interest
Rate TypeAdjustable Rate

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLACKAMAS OR
Recording DateJul 20, 2020
Property Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
Document Number0000056354
Instrument DateJul 6, 2020
Instrument56354
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address402 JEFFERSON ST OREGON CITY OR 970452310, OREGON CITY, OR 97045-2310

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLACKAMAS OR
Recording DateMar 4, 2020
Property Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
Document Number0000016147
Instrument DateFeb 28, 2020
Instrument2020-016147
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyFIRST AMERICAN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310

Mortgage

Document Number0000016148
DateMar 4, 2020
Instrument2020-016148
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2035

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLACKAMAS OR
Recording DateApr 16, 2019
Property Address402 JEFFERSON ST, OREGON CITY, OR 97045-2310
Document Number0000019936
Instrument DateApr 1, 2019
Instrument19936
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address402 JEFFERSON ST OREGON CITY OR 970452310, OREGON CITY, OR 97045-2310

Tax Assessment & Valuation

The 2025 property tax bill for 402 Jefferson St was $5,528.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityOregon City
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,528.00$275,930$669,301 Land $162,231 Building $507,070
2023$4,892.00$260,092$670,062 Land $160,282 Building $509,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON CITY
serves 33,940 people · EPA ID OR4101511
Water SourcePurchased surface water from SOUTH FORK WATER BOARD
Last State InspectionDec 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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