402 Janet Dr, Centralia, IL 62801 Property Records

Clinton County property record for 402 Janet Dr, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,194 sqft · built 1980
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$52,000 (May 2017)
Tax Bill$2,229 (2024)
Deeds & MortgagesJan 2022 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-14-13-304-002

Property Details

APN / Parcel Number

Primary APN15-14-13-304-002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,194 sqft Finished Area
1st Floor Area1,194 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Lot Area12,632 sqft (0.29 acres)
Lot Width90 ft Width
Garage Area550 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address402 JANET DR
CityCENTRALIA
StateIL
Zip62801-6003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code51
Legal DescriptionMEADOW VIEW NORTH SUB BLK 2 LOT 2
Legal SubdivisionMEADOW VIEW
Legal Block2
Legal Lot Number2
JurisdictionCLINTON IL
Township / Civil DivisionBROOKSIDE
Census Block Group3
Census Block3017
Census Tract900500

Owner

Source: Clinton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 JANET DR, CENTRALIA, IL 62801-6003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
May 15, 2017Warranty Deed, Transfer · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Deed Document Number20172219
Last Transfer DateMay 21, 2026
Transfer Doc0000002037
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IL
Property Address402 JANET DR, CENTRALIA, IL 62801-6003
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000056
DateJan 5, 2022
Instrument2022R00056
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON IL
Recording DateMay 15, 2017
Property Address402 JANET DR, CENTRALIA, IL 62801-6003
Document Number0000002219
Instrument DateMay 11, 2017
Instrument2017R02219
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1411 MICHAEL AVE, 1411, MOUNT CARMEL, IL 62863-1871

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 JANET DR, CENTRALIA, IL 62801-6003

Mortgage

Document Number0000002220
DateMay 15, 2017
Instrument2017R02220
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyClinton County
County SubdivisionBrookside Township
MunicipalityCentralia City
Secondary School DistrictCentralia High School District 200 (09 - 12)
Elementary School DistrictWillow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,950 (+85.04%) Land $3,450 Building $37,500$122,850 (+85.04%) Land $10,350 Building $112,500
2024$2,229.00 (+49.1%)
2022$1,495.00 (+4.18%)$22,130 (+7.01%) Land $2,780 Building $19,350$66,390 (+7.01%) Land $8,340 Building $58,050
2021$1,435.00$20,680 Land $2,600 Building $18,080$62,040 Land $7,800 Building $54,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

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