402 Irwin St, Lock Haven, PA 17745 Property Records

Clinton County property record for 402 Irwin St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1968
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,900 (May 2021)
Tax Bill	$6,104 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G-01-0014-C`

Property Details

APN / Parcel Number

Primary APN	`G-01-0014-C`
Alternative APN	`23-11997`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Finished Basement	754 sqft
Unfinished Basement	482 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	230 ft deep x 105 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	G -01-0014-C
Street Address	402 IRWIN ST
City	LOCK HAVEN
State	PA
Zip	17745-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	105 X 230 405 IRWIN ST
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	1
Census Block	1001
Census Tract	30701

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 IRWIN ST, LOCK HAVEN, PA 17745-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
May 27, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Sep 10, 1998 · Amount on Record
Deed Document Number	20212348
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0201602212
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	402 IRWIN ST, LOCK HAVEN, PA 17745-2318
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004409
Date	Oct 19, 2017
Instrument	2017-004409

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	402 IRWIN ST, LOCK HAVEN, PA 17745-2318
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004879
Date	Nov 25, 2020
Instrument	2020-004879

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	WILLIAMSPORT, PA 17702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	402 IRWIN ST, LOCK HAVEN, PA 17745-2318
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002284
Date	Jun 22, 2020
Instrument	2020-002284

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	WILLIAMSPORT, PA 17702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 27, 2021
Property Address	402 IRWIN ST, LOCK HAVEN, PA 17745-2318
Document Number	0202102348
Instrument Date	May 24, 2021
Instrument	2021-02348
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,589.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 IRWIN ST, LOCK HAVEN, PA 17745-2318

Mortgage

Document Number	0202102349
Date	May 27, 2021
Instrument	2021-02349

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,104.00 (+76.42%) Homeowner's exemption	$119,300 (-) Land $18,300 Building $101,000
2023	$3,460.00	$119,300 Land $18,300 Building $101,000
2008			$119,300 Land $18,300 Building $101,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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