402 Iowa St, Alcester, SD 57001 Property Records

Union County property record for 402 Iowa St, Alcester, SD 57001

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,217 sqft · built 1927
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on File
Last Sale$179,000 (Oct 2022)
Tax Bill$2,480 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01.01.03.1015

Property Details

APN / Parcel Number

Primary APN01.01.03.1015

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,217 sqft Living Area
Gross Area1,220 sqft
Basement Area906 sqft
Unfinished Basement908 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialShingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions90 ft deep x 100 ft wide
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address402 IOWA ST
CityALCESTER
StateSD
Zip57001-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE90' OF REPLAT LOTS 5 & 6 BLK 3 ORIG ALC CITY
Legal Block3
Legal Lot Number5-6
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionALCESTER
Census Block Group3
Census Block3016
Census Tract20100

Owner

402 Iowa St is owned and occupied by two individuals who bought it in October 2022.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address402 IOWA ST, ALCESTER, SD 57001-2211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Warranty Deed, Transfer · USDA Mortgage
PLAINS COMMERCE BANK
Mar 13, 2019Warranty Deed, Transfer · Conventional Mortgage
SERVICE FIRST FCU
May 4, 2018Quit Claim Deed, Transfer · Line of Credit
PREMIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2022 · Amount on File
Deed SaleOct 3, 2022 · Amount on File
Prior SaleMar 13, 2019 · Amount on File
Prior Transfer DateApr 13, 2018
Prior Transfer Doc00108/0258
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateOct 4, 2022
Property Address402 IOWA ST, ALCESTER, SD 57001-2211
Document Number000112/643
Book / Page112 / 643
Instrument DateOct 3, 2022
Instrument222793
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyGETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address402 IOWA ST, ALCESTER, SD 57001-2211

Mortgage

Document Number0000180717
DateOct 4, 2022
Instrument180/717
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateMar 13, 2019
Property Address402 IOWA ST, ALCESTER, SD 57001-2211
Document Number00109/0157
Book / Page109 / 0157
Instrument DateMar 8, 2019
Instrument190944
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 IOWA ST, ALCESTER, SD 57001-2211

Mortgage

Document Number0000190945
DateMar 13, 2019
Instrument190945
Lender
NameSERVICE FIRST FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNION SD
Recording DateMay 4, 2018
Property Address402 IOWA ST, ALCESTER, SD 57001-2211
Document Number00108/0258
Book / Page108 / 0258
Instrument DateApr 13, 2018
Instrument181751
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1202 COUNTRY CLUB RD, 1202, CASPER, WY 82609-3014

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 IOWA ST, ALCESTER, SD 57001-2211

Mortgage

Document Number0000181970
DateMay 4, 2018
Instrument181970
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 25, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 402 Iowa St was $2,480, down 3.5% from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
MunicipalityAlcester City
CountyUnion County
Unified School DistrictAlcester-Hudson School District 61-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,480.00 (-3.5%)$140,560 (-) Land $13,085 Building $127,475
2025$2,570.00 (+8.16%)$140,560 Land $13,085 Building $127,475
2024$2,376.00 (+8.64%)
2023$2,187.00 (+11.3%)$108,560 Land $7,789 Building $100,771
2022$1,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 402 Iowa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Iowa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALCESTER
serves 820 people · EPA ID SD4600004
Water SourcePurchased groundwater from SOUTH LINCOLN RURAL WATER SYSTEM
Last State InspectionApr 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alliance Communications Cooperative
Fiber
1,000 / 1,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
T-Mobile
Fixed Wireless
100 / 20

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