Laurens County property record for 402 Holmes St, Laurens, SC 29360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.206 acres (9,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $274,900 (Aug 2023) |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 906-18-07-033 |
| Primary APN | 906-18-07-033 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,014 sqft (0.206 acres) |
|---|
| Street Address | 402 HOLMES ST |
|---|---|
| City | LAURENS |
| State | SC |
| Zip | 29360-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | TRACT E |
| Legal Tract | E |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | LAURENS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 920302 |
Source: Laurens County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 HOLMES ST, LAURENS, SC 29360-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Jul 5, 2022 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS |
| Aug 1, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 5, 2022 | Warranty Deed, Construction Loan · Construction Mortgage BANK OF THE OZARKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Deed Document Number | 20236113 |
| Deed Book / Page | 1752 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 402 HOLMES ST, LAURENS, SC 29360-2417 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M32650138 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | M3265/138 |
| Instrument | 2026001958 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 507 PRUDENTIAL RD # 100B, HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 402 HOLMES ST, LAURENS, SC 29360-2417 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1809 FRANKLIN CIR, DACULA, GA 30019-1614 |
| Document Number | 0M28450285 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | M2845/285 |
| Instrument | 2022006216 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | WINDER, GA 30680 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 1, 2023 |
| Property Address | 402 HOLMES ST, LAURENS, SC 29360-2417 |
| Document Number | 0D17520289 |
| Book / Page | D1752 / 289 |
| Map Reference | CAB A944 PG 8 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023006113 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 HOLMES ST, LAURENS, SC 29360-2417 |
| Document Number | 2023006114 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023006114 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jul 5, 2022 |
| Property Address | 402 HOLMES ST, LAURENS, SC 29360-2417 |
| Document Number | 0D16630183 |
| Book / Page | D1663 / 183 |
| Map Reference | MB PC A944 PG 8 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022006213 |
| Transaction Type | Construction Loan |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 FRANKLIN CIR, DACULA, GA 30019-1614 |
| Document Number | 2022006220 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022006220 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Municipality | Laurens City |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,649.00 (+3.64%) Homeowner's exemption | $10,810 (-) Land $210 Building $10,600 | |
| 2024 | $2,556.00 (+26.72%) Homeowner's exemption | $10,810 (+134.49%) Land $210 Building $10,600 | |
| 2023 | $2,017.00 (+1,539.84%) | $4,610 (+1,340.63%) | $76,750 (+1,348.11%) Building $76,750 |
| 2022 | $123.00 | $320 Land $320 | $5,300 (-98.04%) Land $5,300 |
| 2021 | $270,300 Land $5,300 Building $265,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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