Essex County and Cedar Grove Township property record for 402 Holly Ln, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,949 sqft · built 2004 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $562,500 (Oct 2022) |
| Tax Bill | $10,434 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00300-0000-00011-0000-C0038 |
| Primary APN | 04-00300-0000-00011-0000-C0038 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,949 sqft Living Area |
| 1st Floor Area | 1,949 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Old Parcel Number | 0400300000000011C0038 |
|---|---|
| Street Address | 402 HOLLY LN |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SL/C |
| Legal Description | 0.64% CE 20.5 AC |
| Legal Subdivision | FOUR SEASONS/CEDAR GROVE |
| Legal Block | 300 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 21300 |
402 Holly Ln is owned and occupied by an individual who bought it in October 2022.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 HOLLY LN, CEDAR GROVE, NJ 07009-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTH JERSEY FCU |
| Oct 21, 2022 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Prior Sale | Sep 10, 2004 · Amount on File |
| Deed Document Number | 202294331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 402 HOLLY LN, CEDAR GROVE, NJ 07009-3204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 402 HOLLY LN, CEDAR GROVE, NJ 07009-3204 |
| Document Number | 0000050473 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023050473 |
| Name | NORTH JERSEY FCU |
|---|---|
| Type | Credit Union |
| Address | TOTOWA, NJ 07512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 21, 2022 |
| Property Address | 402 HOLLY LN, CEDAR GROVE, NJ 07009-3204 |
| Document Number | 0000094331 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022094331 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 727 VIV ROAD, 727, STONE RIDGE, NY 12484 |
| Name | Verified Name |
|---|---|
| Address | 402 HOLLY LN, CEDAR GROVE, NJ 07009-3204 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 402 HOLLY LN, CEDAR GROVE, NJ 07009-3204 |
| Document Number | 0000052608 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 402 HOLLY LN #402 CEDAR GROVE NJ 070093204, 402, CEDAR GROVE, NJ 07009-3204 |
| Document Number | 0000052608 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 52608 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2050 |
The 2025 property tax bill for 402 Holly Ln was $10,434, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,000 (+65.34%) Land $315,000 Building $327,000 | $642,000 (+65.34%) Land $315,000 Building $327,000 | |
| 2025 | $10,434.00 (+2.8%) | $388,300 Land $118,600 Building $269,700 | $388,300 Land $118,600 Building $269,700 |
| 2024 | $10,150.00 | ||
| 2023 | $388,300 Land $118,600 Building $269,700 | $388,300 Land $118,600 Building $269,700 | |
| 2022 | $9,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Holly Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Holly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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