Charleston County property record for 402 Hoff Ave, Charleston, SC 29407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,538 sqft · built 1957 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (May 2023) |
| Tax Bill | $2,642 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-11-00-020 |
| Primary APN | 350-11-00-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 1,655 sqft |
| 1st Floor Area | 1,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 402 HOFF AVE |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29407-6979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -ROTHERWOOD ESTATES DESCRIPTION -LT 20 BLK A |
| Legal Subdivision | ROTHERWOOD ESTATES |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2802 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| May 8, 2023 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUILD MTG |
| May 16, 2019 | Warranty Deed, Transfer · Line of Credit GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on Record |
| Deed Sale | May 8, 2023 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Prior Transfer Date | Apr 29, 2008 |
| Prior Transfer Doc | E659/0861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Document Number | 0011740783 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 1174/783 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Nov 1, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 8, 2023 |
| Property Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Document Number | 0011780152 |
| Book / Page | 1178 / 152 |
| Map Reference | MB K PG 128 |
| Instrument Date | Apr 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,339.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Document Number | 0001178153 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 1178/153 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Document Number | 0867/0526 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 402 HOFF AVE CHARLESTON SC 294076979, CHARLESTON, SC 29407-6979 |
| Document Number | 0867/0526 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 000867/000526 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 16, 2019 |
| Property Address | 402 HOFF AVE, CHARLESTON, SC 29407-6979 |
| Document Number | 0796/0236 |
| Book / Page | 000796 / 000236 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 HOFF AVE CHARLESTON SC 294076979, CHARLESTON, SC 29407-6979 |
| Document Number | 796/0238 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 000796/000238 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,642.00 (-1.86%) | $515,000 (+2,4%) Land $140,000 Building $375,000 | $515,000 (+56.06%) Land $140,000 Building $375,000 |
| 2024 | $2,692.00 (+63.65%) | $20,600 (+56.06%) | |
| 2022 | $1,645.00 | $13,200 | $330,000 (-35.92%) Land $79,300 Building $250,700 |
| 2020 | $515,000 Land $140,000 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 180 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 86 (1979–2017) |
| Claims Outside the SFHA | 4 of 86 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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