402 Hickory St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 402 Hickory St, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1961
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual on Record
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0619-07-1017-00000`

Property Details

APN / Parcel Number

Primary APN	`0619-07-1017-00000`
Alternative APN	`061909070042000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	544 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	061909070042000
Street Address	402 HICKORY ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 08/29/1980 DEE
Legal Description	DEED DATE: 08/29/1980 DEED: 1252-0475 SUBDIV: METHODIST COLONY CO BLOCK: 19 LOT: SECTION: 1 PLAT: 0154-0193
Legal Subdivision	METHODIST COLONY CO
Legal Block	19
Legal Lot Number	42
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	4
Census Block	4019
Census Tract	3107

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	402 HICKORY ST, BLACK MOUNTAIN, NC 28711-2851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 2, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 1980
Deed Sale	Aug 29, 1980
Deed Document Number	0001252475
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	402 HICKORY ST, BLACK MOUNTAIN, NC 28711-2851
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061721349
Date	Jan 12, 2022
Book Page	6172/1349

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	402 HICKORY ST, BLACK MOUNTAIN, NC 28711-2851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056251041
Date	Jan 2, 2018
Book Page	5625/1041

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+7.14%)	$162,600 (+1.18%)
2023	$1,316.00	$160,700	$160,700 (-1.17%) Land $64,900 Building $95,800
2021			$162,600 Land $64,900 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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