Georgetown County property record for 402 Helena St, Georgetown, SC 29440 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,810 sqft · built 1992 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2018) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0500540019.01.00 |
| Primary APN | 0500540019.01.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 4,786 sqft |
| 1st Floor Area | 1,017 sqft |
| 2nd Floor Area | 793 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 637 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 24651 |
|---|---|
| Street Address | 402 HELENA ST |
| City | GEORGETOWN |
| State | SC |
| Zip | 29440-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HELENA STREET |
| Legal Subdivision | MRVL |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 920701 |
Source: Georgetown County records · APN 0500540019.01.00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 HELENA ST, GEORGETOWN, SC 29440-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY |
| May 04, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 21, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Mar 14, 2005 · Amount on Record |
| Deed Document Number | 20184683 |
| Deed Book / Page | 3272 / 295 |
| Prior Transfer Date | Dec 23, 1998 |
| Prior Transfer Doc | 0943000210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Jul 13, 2026 |
| Property Address | 402 HELENA ST, GEORGETOWN, SC 29440-4405 |
| Document Number | 0000007701 |
| Book / Page | 5042 / 152 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 20267701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 402 HELENA ST, GEORGETOWN, SC 29440-4405 |
| Document Number | 0000007701, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 5042/152 |
| Instrument | 20267701 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 07, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 402 HELENA ST, GEORGETOWN, SC 29440-4405 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04116/0176 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 4116/176 |
| Instrument | 202100006517 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | May 21, 2018 |
| Property Address | 402 HELENA ST, GEORGETOWN, SC 29440-4405 |
| Document Number | 3272/0295 |
| Book / Page | 003272 / 000295 |
| Instrument Date | May 21, 2018 |
| Instrument | 4683 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 HELENA ST GEORGETOWN SC 294404405, GEORGETOWN, SC 29440-4405 |
| Document Number | 3272/0299 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 003272/000299 |
| Instrument | 4684 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Municipality | Georgetown City |
| Unified School District | Georgetown County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,256.00 (+14.53%) | $14,146 (+15.01%) Land $1,782 Building $12,364 | $431,100 (+40.2%) Land $54,300 Building $376,800 |
| 2023 | $2,843.00 (+9.47%) | $12,300 (-) Land $2,170 Building $10,130 | $307,500 (-) Land $54,300 Building $253,200 |
| 2022 | $2,597.00 | $12,300 Land $2,170 Building $10,130 | $307,500 Land $54,300 Building $253,200 |
Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439207011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 132 units insured 68 under condo master policies |
| Nearby Flood Claims | 8 (1996–2023) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Dec 2023, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 70% of the US · above 91% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Horry Telephone Cooperative | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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