Harford County property record for 402 Heather Ct, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,662 sqft · built 1991 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,000 (Oct 2001) |
| Tax Bill | $5,152 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-250903 |
| Primary APN | 03-250903 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 122,839 sqft (2.82 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 250903 |
|---|---|
| Street Address | 402 HEATHER CT |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 9 2.827 AC 402 HEATHER COURT MICHAEL'S MEADOWS P63/91 |
| Legal Subdivision | REVISED FINAL PLAT MICHAEL S MEADOWS |
| Legal Lot Number | 9 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 303201 |
402 Heather Ct is owned and occupied by two individuals who acquired it in June 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 21, 2019 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2001 · Amount on File |
| Deed Sale | Oct 16, 2001 · Amount on File |
| Prior Sale | Oct 13, 1999 · Amount on File |
| Deed Document Number | 2001883 |
| Deed Book / Page | 3699 / 181 |
| Last Transfer Date | Jun 3, 2019 |
| Transfer Doc | 0133180403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Document Number | 0158850182 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 15885/182 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NOTTINGHAM, MD 21236 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Apr 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Document Number | 0152650245 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 15265/245 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0139160124 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 13916/124 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Document Number | 0152140464 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 15214/464 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NOTTINGHAM, MD 21236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 21, 2019 |
| Property Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Document Number | 0133180403 |
| Book / Page | 13318 / 0403 |
| Map Reference | MB CGH 63 FO 91 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 402 HEATHER CT, FOREST HILL, MD 21050-1641 |
| Document Number | 0013318408 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 13318/408 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
The 2026 property tax bill for 402 Heather Ct was $5,152 with a homeowner's exemption, up 8.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,152.00 (+8.19%) Homeowner's exemption | $467,267 (+2.74%) | $492,200 (+8.22%) Land $149,100 Building $343,100 |
| 2025 | $4,762.00 Homeowner's exemption | $454,800 Land $149,100 Building $305,700 | $454,800 Land $149,100 Building $305,700 |
| 2023 | $412,333 | $454,800 Land $149,100 Building $305,700 | |
| 2022 | $4,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Heather Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Heather Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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