402 Gladys St, Plainwell, MI 49080 Property Records

Allegan County property record for 402 Gladys St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1880
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Apr 2023)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-230-038-00`

Property Details

APN / Parcel Number

Primary APN	`55-230-038-00`
Alternative APN	`03-55-230-038-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	564 sqft
Unfinished Basement	564 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 GLADYS ST
City	PLAINWELL
State	MI
Zip	49080-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 38 MINA'S ADDITION
Legal Subdivision	MINAS ADD
Legal Lot Number	38
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4011
Census Tract	32000

Owner

402 Gladys St is owned and occupied by two individuals who bought it in April 2023.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 GLADYS ST, PLAINWELL, MI 49080-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Apr 18, 2023	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Deed Document Number	20235634
Deed Book / Page	4849 / 995
Prior Transfer Date	Jul 22, 2005
Prior Transfer Doc	2867/952
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	402 GLADYS ST, PLAINWELL, MI 49080-1529
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 GLADYS ST, PLAINWELL, MI 49080-1529

Mortgage

Document Number	0005089/91
Date	Nov 21, 2025
Book Page	5089/91
Instrument	2025018753

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 18, 2023
Property Address	402 GLADYS ST, PLAINWELL, MI 49080-1529
Document Number	004849/995
Book / Page	4849 / 995
Map Reference	LB 3 PG 30
Instrument Date	Apr 10, 2023
Instrument	2023005634
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY THORNAPP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 GLADYS ST, PLAINWELL, MI 49080-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 GLADYS ST, PLAINWELL, MI 49080-1529

Mortgage

Document Number	0004849549
Date	Apr 18, 2023
Instrument	4849-549

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 8, 2019
Property Address	402 GLADYS ST, PLAINWELL, MI 49080-1529
Document Number	4389/363
Book / Page	4389 / 363
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 S BROWN AVE, 2801, ORLANDO, FL 32806-5548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 GLADYS ST, PLAINWELL, MI 49080-1529

Tax Assessment & Valuation

The 2025 property tax bill for 402 Gladys St was $3,822 with a homeowner's exemption, up 2.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200 (+7.33%) Land $19,000 Building $73,200	$184,400 (+7.33%) Land $38,000 Building $146,400
2025	$3,822.00 (+2.17%) Homeowner's exemption	$85,900 Land $18,400 Building $67,500	$171,800 Land $36,800 Building $135,000
2024	$3,741.00
2023		$64,800 Land $16,100 Building $48,700	$129,600 Land $32,200 Building $97,400
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Gladys St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Gladys St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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