402 Ginger Cir, Lagrange, GA 30240 Property Records

Troup County property record for 402 Ginger Cir, Lagrange, GA 30240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1971
Lot Size	1.05 acres (45,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0712C-002-030`

Property Details

APN / Parcel Number

Primary APN	`0712C-002-030`
Alternative APN	`18790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Heated Area
Utility Area	78 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,806 sqft (1.05 acres)
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Porch	Slab
Porch Area	14 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	18790
Street Address	402 GINGER CIR
City	LAGRANGE
State	GA
Zip	30240-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SU-R
Legal Description	402 GINGER CIR/ LL 89 YOUNG ACRES S
Legal Subdivision	YOUNG ACRES
Legal Lot Number	60
Jurisdiction	TROUP GA
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1005
Census Tract	960903

Owner

Source: Troup County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 GINGER CIR, LAGRANGE, GA 30240-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
May 20, 2020	Quit Claim Deed, Transfer OTHER
Dec 5, 2019	Deed of Trust, Mortgage · Conventional with PMI COLONY BK
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLONY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Book / Page	2384 / 689
Prior Transfer Date	Aug 4, 1994
Prior Transfer Doc	0672000081
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROUP GA
Recording Date	Apr 24, 2026
Property Address	402 GINGER CIR, LAGRANGE, GA 30240-3950
Document Number	2384000689
Book / Page	2384 / 689
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 GINGER CIR, LAGRANGE, GA 30240-3950

Mortgage

Document Number	2384000691,
Date	Apr 24, 2026
Book Page	2384/691

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	002384/716,
Date	Apr 24, 2026
Book Page	2384/716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TROUP GA
Recording Date	May 20, 2020
Property Address	402 GINGER CIR, LAGRANGE, GA 30240-3950
Document Number	0020320514
Book / Page	002032 / 000514
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	402 GINGER CIR LAGRANGE GA 302403950, LAGRANGE, GA 30240-3950

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROUP GA
Property Address	402 GINGER CIR, LAGRANGE, GA 30240-3950
Document Number	0020140335
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 ROBERT HODNETT RD PINE MOUNTAIN GA 318224303, PINE MOUNTAIN, GA 31822-4303

Mortgage

Document Number	0020140335
Date	Jan 29, 2020
Book Page	002014/000335

Lender

Name	COLONY BK
Type	Bank
Address	FITZGERALD, GA 31750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2030

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROUP GA
Property Address	402 GINGER CIR, LAGRANGE, GA 30240-3950
Document Number	0020230624
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 ROBERT HODNETT RD PINE MOUNTAIN GA 318224303, PINE MOUNTAIN, GA 31822-4303

Mortgage

Document Number	0020230624
Date	Mar 26, 2020
Book Page	002023/000624

Lender

Name	COLONY BK
Type	Bank
Address	FITZGERALD, GA 31750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2030

Tax Assessment & Valuation

Source: Troup County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Troup County
Unified School District	Troup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00 (+23.1%)	$67,640 (+23.07%) Land $10,000 Building $57,640	$169,100 (+23.07%) Land $25,000 Building $144,100
2023	$1,498.00 (+5.72%)	$54,960 (+8.19%) Land $8,000 Building $46,960	$137,400 (+8.19%) Land $20,000 Building $117,400
2022	$1,417.00	$50,800 Land $8,000 Building $42,800	$127,000 Land $20,000 Building $107,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE serves 41,852 people · EPA ID GA2850001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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