Collier County property record for 402 Germain Ave, Naples, FL 34108 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,221 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,975,000 (Oct 2024) |
| Tax Bill | $18,895 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 233800 P 73A29 |
| Primary APN | 233800 P 73A29 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,221 sqft Living Area |
| 1st Floor Area | 1,933 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 165 sqft |
| Carport | Carport |
| Carport Area | 165 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 420 sqft |
| Porch | Aluminum Porch |
| Deck Area | 291 sqft |
| Street Address | 402 GERMAIN AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONNERS VANDERBILT BCH EST UNIT 2 BLK P LOT 7 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 29 |
| Legal Subdivision | CONNERS VANDERBILT BCH EST #2 |
| Legal Tract | 233800 |
| Legal Block | P |
| Legal Lot Number | 7 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10209 |
Source: Collier County records · APN 233800 P 73A29
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 26501 S TAMIAMI TRL, BONITA SPRINGS, FL 34134-4337 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MORTGAGE LLC |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Oct 02, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA INTEGRITY BANK |
| Aug 29, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC |
| Feb 08, 2018 | Warranty Deed, Transfer OAKLAND PARK BOULEVARD OAKLAND PARK BOULEVARD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2024 · Amount on Record |
| Deed Sale | Oct 14, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2018 · Amount on Record |
| Deed Document Number | 20246600627 |
| Deed Book / Page | 6404 / 3473 |
| Prior Transfer Date | Nov 18, 2010 |
| Prior Transfer Doc | 0046260439 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Document Number | 0063113258 |
|---|---|
| Date | Dec 07, 2023 |
| Book Page | 6311/3258 |
| Instrument | 6484696 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Document Number | 0060583992 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 6058/3992 |
| Instrument | 6177259 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054361211 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 5436/1211 |
| Instrument | 5453910 |
| Name | FIRST FLORIDA INTEGRITY BANK |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 29, 2018 |
| Property Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Document Number | 0055472952 |
| Book / Page | 5547 / 2952 |
| Map Reference | MB3 PG17 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 5606071 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 307 W 36TH ST # 8TH, NEW YORK, NY 10018-6403 |
| Document Number | 0005606072 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 5606072 |
| Name | RECOVO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 08, 2018 |
| Property Address | 402 GERMAIN AVE, NAPLES, FL 34108-2128 |
| Document Number | 0054751660 |
| Book / Page | 005475 / 001660 |
| Instrument Date | Feb 02, 2018 |
| Instrument | 5507797 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,978.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15275 COLLIER BLVD #318 NAPLES FL 341196750, 318, NAPLES, FL 34119-6750 |
| Document Number | 54751662 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 005475/001662 |
| Instrument | 5507798 |
| Name | OAKLAND PARK BOULEVARD OAKLAND PARK BOULEVARD |
|---|---|
| Address | FORT LAUDERDALE, FL 33334 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Feb 07, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 11% |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,895.00 (+69.14%) | $1,813,523 (+70.53%) Land $1,170,000 Building $643,523 | $1,813,523 (-34.74%) Land $1,170,000 Building $643,523 |
| 2024 | $11,171.00 (+0.5%) | ||
| 2023 | $11,115.00 (-2.6%) Homeowner's exemption | $1,063,468 (+3%) | $2,778,901 (+64.45%) Land $2,367,000 Building $411,901 |
| 2022 | $11,412.00 Homeowner's exemption | $1,032,493 | $1,689,815 Land $1,266,300 Building $423,515 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210102093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 218 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 units insured 281 under condo master policies |
| Nearby Flood Claims | 411 (1982–2024) |
| Claims Outside the SFHA | 3 of 411 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property
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|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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