402 Garrett St, Borger, TX 79007 Property Records

Hutchinson County property record for 402 Garrett St, Borger, TX 79007

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,802 sqft · built 2019
Lot Size0.17 acres (7,423 sqft)
Owner2 Individual Names on File
Tax Bill$1,646 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2024 Line of Credit
+ 2 more
APN02080-00009-00400-000000

Property Details

APN / Parcel Number

Primary APN02080-00009-00400-000000
Alternative APN
  • 14188

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,802 sqft Living Area
Gross Area2,627 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area7,423 sqft (0.17 acres)
Lot Dimensions116 ft deep x 64 ft wide
Garage Area437 sqft
PorchPorch
Porch Area140 sqft

Location & Zoning

Account Number02080-00009-00400-000000
Street Address402 GARRETT ST
CityBORGER
StateTX
Zip79007-6648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 BLK 9 PARAMOUNT
Legal SubdivisionPARAMOUNT TERRACE
Legal Block9
JurisdictionHUTCHINSON TX
Township / Civil DivisionBORGER
Census Block Group2
Census Block2001
Census Tract950900

Owner

Source: Hutchinson County records · APN 02080-00009-00400-000000

Assessment roll updated January 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address402 GARRETT ST, BORGER, TX 79007-6648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
PANTEX FEDERAL CREDIT UNION
Mar 25, 2024Deed of Trust, Mortgage · Line of Credit
PANTEX FCU
Dec 12, 2022Deed of Trust, Mortgage · Line of Credit
PANTEX FCU
Nov 14, 2022Warranty Deed, Transfer
PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2022
Deed SaleNov 14, 2022
Deed Document Number2022383892
Deed Book / Page2325 / 12
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Recording DateJun 15, 2026
Property Address402 GARRETT ST, BORGER, TX 79007-6648
Document Number0000395260
Book / Page2522 / 1
Instrument DateJun 01, 2026
Instrument2026395260
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 GARRETT ST, BORGER, TX 79007-6648

Mortgage

Document Number0000395260,
DateJun 15, 2026
Book Page2522/1
Instrument2026395260
Lender
NamePANTEX FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 02, 2041
Interest
Rate5.64%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address402 GARRETT ST, BORGER, TX 79007-6648
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002396/307
DateMar 25, 2024
Book Page2396/307
Instrument388254
Lender
NamePANTEX FCU
TypeCredit Union
AddressBORGER, TX 79008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 02, 2039

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address402 GARRETT ST, BORGER, TX 79007-6648
Transaction TypeMortgage
Record UpdatedFeb 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002328/302
DateDec 12, 2022
Book Page2328/302
Instrument384136
Lender
NamePANTEX FCU
TypeCredit Union
AddressBORGER, TX 79008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 05, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUTCHINSON TX
Recording DateNov 14, 2022
Property Address402 GARRETT ST, BORGER, TX 79007-6648
Document Number0002325/12
Book / Page2325 / 12
Map ReferenceVOL 2 PG 69
Instrument DateNov 14, 2022
Instrument383892
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyPIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1143, HALE CENTER, TX 79041-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 GARRETT ST, BORGER, TX 79007-6648

Tax Assessment & Valuation

Source: Hutchinson County records · Assessment roll updated January 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBorger City
CountyHutchinson County
Unified School DistrictBorger Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,646.00 (-43.32%) Homeowner's exemption$141,780 (+8.58%) Land $5,950 Building $135,830$141,780 (+8.58%) Land $5,950 Building $135,830
2023$130,580 Land $5,950 Building $124,630$130,580 Land $5,950 Building $124,630
2022$2,904.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · rainfall accumulation

Wildfire

Wildfire RiskExtreme
above 98.6% of the US · above 99.5% of Texas
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
PATHWAYZ Communications
Fiber
1,000 / 1,000
Cable One
Cable
1,000 / 50
Innovative Financial Technologies
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 398 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBORGER MUNICIPAL WATER SYSTEM
serves 12,419 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Garrett St

Nearby Streets

Search Property Records by Address or Parcel Number