402 Front St, Bellefonte, PA 16823 Property Records

Centre County property record for 402 Front St, Bellefonte, PA 16823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1908
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2018)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-003-,082-,0000`

Property Details

APN / Parcel Number

Primary APN	`28-003-,082-,0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Stucco
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 FRONT ST
City	BELLEFONTE
State	PA
Zip	16823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTRAL CITY
Jurisdiction	CENTRE PA
Township / Civil Division	MILESBURG
Census Block Group	2
Census Block	2006
Census Tract	10600

Owner

402 Front St is owned by an individual who bought it in June 2018.

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 79, BOALSBURG, PA 16827-0079
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage PENN STATE FCU
Jun 15, 2018	Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	2217 / 460
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	01971/0152
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	402 FRONT ST, BELLEFONTE, PA 16823
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002259/822
Date	Oct 22, 2020
Book Page	2259/822

Lender

Name	PENN STATE FCU
Type	Credit Union
Address	STATE COLLEGE, PA 16803

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2035

Interest

Rate Type	Adjustable Rate

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 15, 2018
Property Address	402 FRONT ST, BELLEFONTE, PA 16823
Document Number	02217/0460
Book / Page	2217 / 0460
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 79, BOALSBURG, PA 16827-0079

Mortgage

Document Number	0002217461
Date	Jun 15, 2018
Instrument	2217/461

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 402 Front St was $2,140.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Milesburg Borough
Unified School District	Bald Eagle Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00	$26,355 Land $5,000 Building $21,355
2025			$52,710 Land $10,000 Building $42,710
2024	$2,130.00	$26,355 Land $5,000 Building $21,355
1994			$52,710 Land $10,000 Building $42,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	53 (1978–2018)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2016 · 14 claims Tropical Depression Ivan, Sep 2004 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILESBURG BOROUGH WATER AUTH serves 2,750 people · EPA ID PA4140083
Water Source	Groundwater
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

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