402 Flora Ave, Flora, IL 62839 Property Records

Clay County property record for 402 Flora Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,260 sqft · built 1938
Lot Size	0.163 acres (7,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,666 (Sep 2023)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Jan 2024 Transfer Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-202-001`

Property Details

APN / Parcel Number

Primary APN	`10-36-202-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,131 sqft (0.163 acres)
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	402 FLORA AVE
City	FLORA
State	IL
Zip	62839-2714
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M T SNYDER ADDN BLOCK B LOT 1
Legal Subdivision	M T SNYDER ADD
Legal Block	B
Legal Lot Number	1
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2073
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 FLORA AVE, FLORA, IL 62839-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 26, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 5, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	2023208079
Last Transfer Date	Jan 17, 2024
Transfer Doc	0000208752
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Jan 17, 2024
Property Address	402 FLORA AVE, FLORA, IL 62839-2714
Document Number	0000208752
Instrument Date	Jan 17, 2024
Instrument	208752
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 FLORA AVE, FLORA, IL 62839-2714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	402 FLORA AVE, FLORA, IL 62839-2714

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Sep 26, 2023
Property Address	402 FLORA AVE, FLORA, IL 62839-2714
Document Number	0000208079
Instrument Date	Sep 26, 2023
Instrument	208079
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$259.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FLORA AVE, FLORA, IL 62839-2714

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	402 FLORA AVE, FLORA, IL 62839-2714
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206671
Date	Feb 10, 2023
Instrument	206671

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.63%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jan 5, 2023
Property Address	402 FLORA AVE, FLORA, IL 62839-2714
Document Number	0000206433
Instrument Date	Jan 4, 2023
Instrument	206433
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 FLORA AVE, FLORA, IL 62839-2714

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,345.00 (+6.13%) Homeowner's exemption	$62,761 (+11.45%) Land $1,980 Building $60,781	$188,283 (+11.45%) Land $5,940 Building $182,343
2024	$4,094.00 (+102.97%)	$56,314 (+107.14%) Land $1,777 Building $54,537	$168,942 (+107.14%) Land $5,331 Building $163,611
2022	$2,017.00 (+9.86%) Homeowner's exemption	$27,186 Land $1,501 Building $25,685	$81,558 Land $4,503 Building $77,055
2021	$1,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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