402 Feghali Rd, Ramona, CA 92065 Property Records

San Diego County property record for 402 Feghali Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,215 sqft · built 1984
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2021)
Tax Bill	$11,314 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-493-20-00`

Property Details

APN / Parcel Number

Primary APN	`281-493-20-00`
Alternative APN	`2814917300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,215 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	116,741 sqft
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	2814917300
Street Address	402 FEGHALI RD
City	RAMONA
State	CA
Zip	92065-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM12299
Legal Subdivision	EASTLAKE III-WOODS-NEIGHBORHOOD WR-4
Legal Tract	1012299
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2021
Census Tract	20807

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 FEGHALI RD, RAMONA, CA 92065-5053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 21, 2021	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Oct 28, 1983 · Amount on Record
Deed Document Number	2021451803
Transfer Doc	0000451804
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	402 FEGHALI RD, RAMONA, CA 92065-5053
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FEGHALI RD, RAMONA, CA 92065-5053

Mortgage

Document Number	0000223328
Date	May 25, 2022
Instrument	2022-0223328

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2021
Property Address	402 FEGHALI RD, RAMONA, CA 92065-5053
Document Number	0000451803
Map Reference	PG 12299
Instrument Date	May 18, 2021
Instrument	2021-0451803
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 FEGHALI RD, RAMONA, CA 92065-5053

Mortgage

Document Number	0000451805
Date	Jun 21, 2021
Instrument	2021-0451805

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,073,718 (+2%) Land $520,997 Building $552,721
2025	$11,314.00 (+21.41%) Homeowner's exemption	$1,052,666 (+19.03%) Land $510,782 Building $541,884
2023	$9,319.00 (-0.53%) Homeowner's exemption	$884,340 Land $488,988 Building $395,352
2022	$9,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on Feghali Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures