402 Estella St, Lowell, AR 72745 Property Records

Benton County property record for 402 Estella St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,837 sqft · built 2024
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Dec 2024)
Tax Bill	$5,769 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Apr 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`12-04255-000`

Property Details

APN / Parcel Number

Primary APN	`12-04255-000`
Alternative APN	`197407`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,837 sqft Living Area
Gross Area	3,465 sqft
1st Floor Area	1,975 sqft
Flooring	Wood

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	628 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 ESTELLA ST
City	LOWELL
State	AR
Zip	72745-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT 6/23/2023 L202331674 & CORR PLAT 10/1/2024 L202452258
Legal Range	30
Legal Township	18
Legal Section	05
Legal Subdivision	CRESCENT VIEW PH II-LOWELL
Legal Lot Number	27
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	21316

Owner

402 Estella St is owned and occupied by two individuals who bought it in December 2024.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 ESTELLA ST, LOWELL, AR 72745-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Warranty Deed, Transfer · Conventional Mortgage ENCORE BANK NA
Apr 15, 2024	Warranty Deed, Construction Loan · Construction Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Apr 15, 2024
Deed Document Number	202469544
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Dec 31, 2024
Property Address	402 ESTELLA ST, LOWELL, AR 72745-4004
Document Number	L202469544
Map Reference	REC L202331674
Instrument Date	Dec 30, 2024
Instrument	L202469544
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2724 COMET CV, LOWELL, AR 72745-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ESTELLA ST, LOWELL, AR 72745-4004

Mortgage

Document Number	L202469545
Date	Dec 31, 2024
Instrument	L202469545

Lender

Name	ENCORE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 15, 2024
Property Address	402 ESTELLA ST, LOWELL, AR 72745-4004
Document Number	L202418553
Map Reference	RECL202331674
Instrument Date	Apr 12, 2024
Instrument	L202418553
Transaction Type	Construction Loan
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	L202418557
Date	Apr 15, 2024
Instrument	L202418557

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 13, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 402 Estella St was $5,769, up 0.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,769.00 (+0.82%)	$99,646 (-) Land $15,200 Building $84,446	$498,230 Land $76,000 Building $422,230
2025	$5,722.00 Homeowner's exemption	$99,646 Land $15,200 Building $84,446
2024			$498,230 Land $76,000 Building $422,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Estella St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Estella St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 61% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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