402 Elm St, Grayling, MI 49738 Property Records

Crawford County property record for 402 Elm St, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1900
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Oct 2025)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-181-008-003-00`

Property Details

APN / Parcel Number

Primary APN	`070-181-008-003-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 ELM ST
City	GRAYLING
State	MI
Zip	49738-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 3, BLOCK 8, HADLEY'S AMENDED ADDITION TO THE VILLAGE (NOW CITY) OF GRAYLING
Legal Subdivision	HADLEY'S AMENDED ADDITION
Legal Block	8
Legal Lot Number	3
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	1
Census Block	1033
Census Tract	960200

Owner

402 Elm St is owned by two individuals who bought it in October 2025.

Source: Crawford County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1154 HOVEY ST SW, GRAND RAPIDS, MI 49504-6124
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	May 12, 2006 · Amount on File
Deed Book / Page	832 / 225
Prior Transfer Date	Aug 5, 1981
Prior Transfer Doc	0200000607
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Oct 3, 2025
Property Address	402 ELM ST, GRAYLING, MI 49738-1404
Document Number	000832/225
Book / Page	832 / 225
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	MISSAUKEE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 HOVEY ST SW, GRAND RAPIDS, MI 49504-6124

Mortgage

Document Number	0000832228
Date	Oct 3, 2025
Instrument	832/228

Lender

Name	CASON HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 402 Elm St was $2,402, up 1.7% from the year before.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
Municipality	Grayling City
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,800 (+13.06%) Land $2,100 Building $76,700	$157,600 (+13.06%) Land $4,200 Building $153,400
2025	$2,402.00 (+1.74%)	$69,700 Land $2,100 Building $67,600	$139,400 Land $4,200 Building $135,200
2024	$2,361.00
2023		$49,900 Land $2,100 Building $47,800	$99,800 Land $4,200 Building $95,600
2022	$2,192.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20